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For Sale
$599,000Rural Central Elgin, Central Elgin4 bd 3 ba
$599,000 asking. 4 bed, 3 bath, 1,750 square feet, Detached. 42098 Mcbain Line, Central Elgin, ON. For Sale. 0 days on site.Listed by OAK AND KEY REAL ESTATE.
Rural Central Elgin, Central Elgin, ON N5P 0E6
From PropTx
$664,900
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
Last sold Sep 23, 2026 for $660,000. That is this house rather than a comparable, so none of the usual adjustments apply.
See the full price history2 events between Jun 15, 2026 and Sep 23, 2026.
Asking price moved from $674,900 on Jun 15, 2026 to $660,000 on Sep 23, 2026, a change of $14,900.
Stylish Detached Bungalow Condominium Backing Onto a Private Ravine. No steps at entrance to front door and garage! Enjoy peaceful, maintenance-free living in this beautifully maintained detached bungalow condominium, perfectly positioned with a stunning ravine backdrop where your view is nothing but mature trees and nature. Located in desirable Lynhurst, you'll appreciate the convenient access to St. Thomas, Port Stanley, London, and Highways 401 and 402.Offering exceptional curb appeal and a thoughtfully designed layout, the main floor features a spacious laundry room with garage access, a front bedroom (currently used as an office), and an impressive kitchen with a large island that opens to the bright living and dining areas. Step outside to the rear deck and take in the tranquil ravine setting. The primary bedroom overlooks the trees and includes a walk-in closet, tray ceiling, and a private 4-piece ensuite.The finished walkout lower level provides additional living space with a generous recreation room, a third bedroom, a 4-piece bathroom, and direct access to a charming patio-ideal for relaxing or entertaining. Additional storage and utility rooms add to the home's functionality.Lovingly cared for and presented in like-new condition, this home also includes Hunter Douglas blinds, a laundry sink, and an additional sink in the basement. Central vac is roughed in with outlets on main floor and basement. The POTL fee covers insurance, snow removal, lawn maintenance, road maintenance, and streetlight upkeep, allowing you to enjoy a carefree lifestyle in a beautiful natural setting.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
1 years, from $5,101 in 2025 to $5,101 in 2025.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Central Elgin that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Aug 13, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $3,637. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $5,101 for 2025, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
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Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
Listed by OAK AND KEY REAL ESTATE.
Listed by ELGIN REALTY LIMITED.
Listed by RE/MAX REALTY SPECIALISTS INC..
Listed by ELGIN REALTY LIMITED.
Listed by ELGIN REALTY LIMITED.
Listed by ROYAL LEPAGE TRILAND REALTY.
Listed by OAK AND KEY REAL ESTATE.
Listed by ELGIN REALTY LIMITED.
Listed by RE/MAX REALTY SPECIALISTS INC..
Listed by ELGIN REALTY LIMITED.
Listed by ELGIN REALTY LIMITED.
Listed by ROYAL LEPAGE TRILAND REALTY.