For Sale
$1,019,000
197 Carney Street, Georgian Bluffs, ON
Georgian Bluffs, Georgian Bluffs
3 bd3 ba1,750 sqftDetached
Details
~$5,139/mo to carry, est.
$582/sqft
Listed by Royal LePage RCR Realty.
Georgian Bluffs, Georgian Bluffs, ON N4K 6V5
From PropTx
$1,099,900
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
1 event between Sep 9, 2026 and Sep 9, 2026.
Asking price moved from $1,099,900 on Sep 9, 2026 to $1,099,900 on Sep 9, 2026, a change of $0.
EXQUISITE GEORGIAN BLUFFS EXECUTIVE PROPERTY! Just on the outskirts of Owen Sound and close to Kelso Beach, this Exceptional Property offers the perfect blend of privacy, character, space and convenience. Set on a gorgeous 1.45-acre Private Oasis, the Beautifully Landscaped and Well-Planned Grounds are truly something special! Enjoy your own solar-heated Inground Pool w/ solar blanket, fully fenced back/side yard, separate fenced area ideal for a dog run or vegetable garden, carport with EV charging station, solid 2017 Quonset for storage, additional garage/storage near pool, mature landscaping, outdoor lighting and multiple spaces to relax and entertain-from poolside to dining under the covered canopy. The outdoor space is Incredible! Inside, this Immaculately Maintained Century Home, lovingly owned by the same family for 35 years, is filled with character and charm while offering the modern comforts that today's family wants. With approximately 2,585 sq. ft. of functional living space, there is plenty of room for family and guests with 4 bedrooms plus a huge finished loft, large kitchen w/ maple cabinetry and dining area, living room with fireplace, spacious family room with woodstove, 2 full bathrooms and plenty of space for a home office. This is a rare property that truly offers it all-a private country-like setting with town conveniences just a short drive or bike ride away. Numerous improvements and upgrades have been completed over the years, including the back deck, soffit, fascia and eaves in 2020, with too many additional features to list here. A special home, an incredible property and a setting you'll never want to leave. Come see why this one is so special!
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $4,512 in 2025 to $4,512 in 2025.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Georgian Bluffs that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Sep 9, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.28% fixed, the all-in monthly cost works out to $5,387. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.28% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $4,512 for 2025, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
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Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
Listed by Royal LePage RCR Realty.
Listed by Royal LePage RCR Realty.
Listed by Sutton-Sound Realty.
Listed by Sutton-Sound Realty.
Listed by Royal LePage RCR Realty.
Listed by LPT Realty.