
McLaughlin, Oshawa, ON L1J 8H3
From PropTx
$1,299,000
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
This listing's price and status history is available to members
Sign in to see: this figure is available to registered members with a verified account.
Prior asking prices, terminations and relists are licensed to registered members only. Nothing here should be read as evidence that the current price is the only price this house has been offered at: it is a limit on who we may show this to, not a finding about the listing.
Sign in or create an account with a verified email and accept the terms of use to see the full history.
You need to watch the video of this one. They simply don't build them like this anymore. Custom built in 1996 by its Italian owner, a skilled bricklayer, for his own family, 109 Elizabeth Street is a home where craftsmanship, space and quality were never compromised. Set on a spectacular 50 x 180 ft lot in Oshawa's quiet, mature and sought-after McLaughlin neighbourhood, this one-of-a-kind home offers approximately 3,400 sq. ft. above grade, 9 ft ceilings plus an incredible 2,100 sq. ft. basement with soaring 10 ft ceilings. The impressive indoor entrance atrium immediately sets the tone for a home built on a grand scale. Solid oak doors and flooring, along with a remarkably substantial oak staircase, speak to the quality of construction throughout. With 5 bedrooms and 3 washrooms, there is room here for the entire family. The expansive primary retreat features a private balcony overlooking the deep backyard, walk-in closet and luxurious 6-piece ensuite. An oversized upper balcony provides yet another outdoor space rarely found in homes of this era. The attached 2-car garage includes a man door and convenient direct access to the basement-whose 10 ft ceilings and approximately 2,100 sq. ft. of additional space open up an extraordinary range of possibilities. Recent improvements include a new driveway and gas furnace and central air conditioning (2022). Even the home's original blueprints have been preserved-a fitting detail for a property whose custom construction is such an important part of its story. All of this is tucked into an established neighbourhood close to the Oshawa Valley Botanical Gardens and walking trails. Exceptional space, an enormous lot and old-school craftsmanship come together in a home that truly stands apart. Four vacant rooms were also photographed with virtual staging. Back yard pool scape is virtual as well.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $9,105 in 2026 to $9,105 in 2026.
Neighbourhood market statistics is available to members
Sign in to see: this figure is available to registered members with a verified account.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Oshawa that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Aug 31, 2026.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose. Listing information is deemed reliable but is not guaranteed accurate by the Toronto Regional Real Estate Board or PropTx.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
At 20% or more there is no CMHC premium.
20% down · 4.68% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $9,105 for 2026, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.

Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.

Scott McGillivray’s Trusted Network
Trades and more, once the keys are yours
Check out Scott’s preferred network to find licensed, insured trades and more.
Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.

The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
Listed by HOMELIFE REGIONAL REALTY LTD..
Listed by Keller Williams Energy Real Estate.

Listed by SMART SOLD REALTY.

Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
Listed by HOMELIFE REGIONAL REALTY LTD..




At 20% down and 4.68% fixed, the all-in monthly cost works out to $6,907. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
Listed by Century 21 United Realty Inc..
Listed by Keller Williams Energy Real Estate.
Listed by REMAX YOUR COMMUNITY REALTY.
Listed by RE/MAX HALLMARK YORK GROUP REALTY LTD..
Listed by SMART SOLD REALTY.