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For Sale
$1,499,900Ridout, Lake of Bays3 bd 2 ba
$1,499,900 asking. 3 bed, 2 bath, 900 square feet, Detached. 1119 Narrows Road, Lake of Bays, ON. For Sale. 83 days on site.Listed by Re/Max Hallmark Chay Realty.
Ridout, Lake of Bays, ON P0B 1A0
From PropTx
$1,499,900
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
Last sold Aug 26, 2026 for $1,275,000. That is this house rather than a comparable, so none of the usual adjustments apply.
See the full price history2 events between May 13, 2026 and Aug 26, 2026.
Asking price moved from $1,499,900 on May 13, 2026 to $1,275,000 on Aug 26, 2026, a change of $224,900.
Set on 120 feet of western-facing shoreline, this beautifully updated year-round cottage captures the essence of elevated Muskoka living. Ideally positioned between Dorset and Baysville, with access by road or boat, the property balances privacy, comfort, and convenience. The main floor features three bedrooms, including a spacious primary bedroom with beautiful lake views, a second bedroom with a convenient Murphy bed, and a third with ample storage space. The open-concept living area is filled with natural light from expansive windows overlooking the water, while the S40 Enviro propane stove efficiently heats the entire main level, creating a warm and inviting atmosphere. The kitchen is designed for entertaining, offering abundant cabinetry and generous counter space with a view of the lake. A four-piece bathroom with pine ceiling, ship lap etc completes the main floor layout. The lower level, equipped with baseboard heating, includes a separate exterior entrance leading to a large finished space ideal for guests, a recreation room, or additional family living. This level also features a two-piece bathroom, laundry area, and extensive unfinished storage space. Step outside to the impressive 37' x 10' waterfront deck plus side deck, an ideal setting for morning coffee, sunset dinners, or entertaining lakeside. The shoreline offers both a sandy beach entry and deep-water access from the dock, while the expansive docking system provides plenty of room for relaxing and enjoying life on the water. Located on a year-round municipally maintained road, this property has access ideal for four season living. There are numerous community amenities and events for those that wish to partake. Please see attached documents for a full list of improvements and local community info.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $2,903 in 2026 to $2,903 in 2026.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Lake of Bays that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Aug 13, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $6,848. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $2,903 for 2026, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
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Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
Listed by Re/Max Hallmark Chay Realty.
Listed by RE/MAX EXPERTS.
Listed by RE/MAX Professionals North.
Listed by RE/MAX Professionals North.
Listed by RE/MAX ESCARPMENT REALTY INC..
Listed by Royal LePage Lakes Of Muskoka Realty.
Listed by Re/Max Hallmark Chay Realty.
Listed by RE/MAX EXPERTS.
Listed by RE/MAX Professionals North.
Listed by RE/MAX Professionals North.
Listed by RE/MAX ESCARPMENT REALTY INC..
Listed by Royal LePage Lakes Of Muskoka Realty.