For Sale
Rural Tay, Tay, ON L0K 2A0
From PropTx
$599,000
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
This listing's price and status history is available to members
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Prior asking prices, terminations and relists are licensed to registered members only. Nothing here should be read as evidence that the current price is the only price this house has been offered at: it is a limit on who we may show this to, not a finding about the listing.
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Discover affordable waterfront living on the breathtaking shores of Georgian Bay in the peaceful community of Victoria Harbour. Tucked away at the end of a quiet dead-end street, this charming 2-bedroom, 1-bathroom cottage offers an incredible opportunity to own a slice of Georgian Bay at an accessible price point - whether you're searching for a year-round home, weekend getaway, or family cottage retreat. Set on an impressive 76 x 294 ft lot with 76 feet of private waterfront, this property is designed for enjoying the outdoors. Spend your days boating, fishing, kayaking, or paddle boarding from the brand-new 100-foot dock (2024) leading to a spacious 180 sq ft waterfront platform. Relax on the sandy shoreline, cook in the outdoor kitchen, or unwind in the standout enclosed hexagon gazebo - a cozy all-season space perfect for morning coffee, evening drinks, games night, or enjoying waterfront views no matter the weather. The property also features a newly built bunkie (2025), three storage sheds, an additional gazebo, and a large 15 x 12 ft deck platform ideal for entertaining family and friends. Inside, the approximately 900 sq ft cottage is warm, welcoming, and full of character. The spacious living and dining area features a cozy gas fireplace and flows into the functional kitchen, while the separate family room with its own gas fireplace offers extra space to gather and relax after a day on the bay. Two comfortable bedrooms and a 3-piece bathroom complete the layout. Located just 1.5 hours from the GTA and only 10 minutes off HWY 400 for an easy cottage commute. Close to shopping, restaurants, marinas, parks, Tay Shore Trail, and everyday amenities, this is your chance to enjoy the waterfront lifestyle without the premium price tag often found on Georgian Bay. Affordable, private, and packed with outdoor features, this waterfront gem is a rare opportunity you won't want to miss.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $2,104 in 2025 to $2,104 in 2025.
Neighbourhood market statistics is available to members
Sign in to see: this figure is available to registered members with a verified account.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Tay that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Aug 24, 2026.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose. Listing information is deemed reliable but is not guaranteed accurate by the Toronto Regional Real Estate Board or PropTx.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
At 20% or more there is no CMHC premium.
20% down · 4.68% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $2,104 for 2025, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
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Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
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Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
Listed by Century 21 B.J. Roth Realty Ltd..
Listed by EXP REALTY.
Listed by RE/MAX CROSSTOWN REALTY INC..
Listed by KELLER WILLIAMS EXPERIENCE REALTY.
Listed by RE/MAX CROSSTOWN REALTY INC..
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
Listed by Century 21 B.J. Roth Realty Ltd..
At 20% down and 4.68% fixed, the all-in monthly cost works out to $3,026. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
Listed by EXP REALTY.
Listed by RE/MAX CROSSTOWN REALTY INC..
Listed by KELLER WILLIAMS EXPERIENCE REALTY.
Listed by RE/MAX CROSSTOWN REALTY INC..
Listed by RE/MAX Georgian Bay Realty Ltd.