For Sale
New today
$1,299,900
1129 North Portage Road, Lake of Bays, ON
Franklin, Lake of Bays
3 bd2 ba1,750 sqftDetached
Details
~$6,515/mo to carry, est.
$743/sqft
0 days on site
Listed by Royal LePage Lakes Of Muskoka Realty.
Franklin, Lake of Bays, ON P1H 2J6
From PropTx
$1,349,900
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
1 event between Jul 3, 2026 and Jul 3, 2026.
Asking price moved from $1,399,900 on Jul 3, 2026 to $1,399,900 on Jul 3, 2026, a change of $0.
At the end of a quiet cul-de-sac, a meandering driveway leads through the trees to a stately home, accented by a covered front porch & classic dormer windows. Inside the spacious foyer, the formal dining room sits to the right, while the living room opens ahead, featuring a stone-accented wood-burning fireplace & a vaulted ceiling with faux wood beams. The kitchen offers granite counters, a propane cooktop, a built-in raised oven & microwave, & ample cabinetry, perfect for everyday cooking & entertaining. From the living room, two separate hallways extend to the guest bedrooms, creating excellent privacy. One hallway leads to a guest suite with a walk-in closet & 4pc ensuite. The other hallway connects to a second bedroom with an adjacent 3pc bathroom & a nearby den, ideal for quiet work or reading. On the opposite side of the main floor, the large primary suite feels like its own retreat, complete with a walk-in closet, faux-beam-accented vaulted ceilings, & a 5pc ensuite featuring a jetted soaker tub, shower stall, water closet, & double-sink vanity. Upstairs, the family room, with its propane fireplace, offers a comfortable gathering space, complemented by a convenient 2pc powder room. Beyond this, a generous open area is currently arranged as two separate office spaces, perfect for work-from-home flexibility or creative pursuits. Bell Fibre is installed at the property, providing excellent connectivity. Outdoors, the property enjoys private, deeded access to Peninsula Lake, shared with only two neighbouring properties, via a private, cleared hiking trail. The trail leads to a hard-packed sand entry & a private dock, offering a simple, convenient spot to launch a canoe or kayak, or even to dock your boat. The northeast boundary of this property adjoins the protected Pen Lake Farms Nature Reserve, creating a peaceful natural buffer & enhancing the quiet surroundings. This home offers thoughtful design, privacy, & a rare opportunity for private waterfront access.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $3,820 in 2025 to $3,820 in 2025.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Lake of Bays that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Aug 26, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $6,421. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $3,820 for 2025, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
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Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
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Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
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