Listed by Century 21 Heritage House Ltd Brokerage.
St. Marys, St. Marys, ON N4X 1C6
From PropTx
$642,000
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
1 event between May 1, 2026 and May 1, 2026.
Asking price moved from $679,900 on May 1, 2026 to $679,900 on May 1, 2026, a change of $0.
A townhouse condo with real multi-generational potential. Unit 13 at 275 James Street South offers 4 bedrooms, 4 bathrooms, premium finishes, low-maintenance ownership, and one of the most flexible layouts available in St. Marys.The finished lower level is the standout. With a bedroom, full bathroom, large rec room, and wet bar already in place, this space is ideal for extended family, aging parents, adult children, teenagers, guests, or a private work-from-home area. For buyers looking to create a more independent lower-level living setup, the existing wet bar makes a kitchenette-style conversion very straightforward, subject to buyer due diligence and approvals.This home also delivers the quality buyers are looking for: triple-pane windows, Vicwest steel roof, steel siding, concrete driveway, attached garage, on-demand water heater, water softener, 9' ceilings, luxury vinyl plank flooring, marble mosaic backsplash, high-end appliances, upper-level laundry, and a private composite deck with natural gas hookup.With a $205/month condo fee set to cover major exterior components including the roof, windows, brick, siding, composite decks, porches, driveways, and roadway snow removal, this is a strong option for buyers who want space, quality, and a more maintenance-free lifestyle. Close to schools, parks, community centres, and everyday amenities, Unit 13 offers serious value for families who need more than a standard townhouse layout.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
Shared with the rest of the building. Hours and access are set by the corporation's rules and the fee pays for them.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in St. Marys that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Jun 22, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $3,534. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. No assessment on the record and no rate on file for this municipality, so the tax line is 0.70% of the price a year. That is a GTA figure, and the GTA holds the lowest residential rates in Ontario, so on an address outside it this line is likely to be low rather than imprecise, by a third or more.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.

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Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.

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Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
Listed by Century 21 Heritage House Ltd Brokerage.
Listed by RE/MAX A-B Realty Ltd.
Listed by RE/MAX A-B Realty Ltd.
Listed by RE/MAX A-B Realty Ltd.
Listed by RE/MAX A-B Realty Ltd.

Listed by RE/MAX A-B Realty Ltd.
Listed by Century 21 Heritage House Ltd Brokerage.
Listed by RE/MAX A-B Realty Ltd.
Listed by RE/MAX A-B Realty Ltd.
Listed by RE/MAX A-B Realty Ltd.
Listed by RE/MAX A-B Realty Ltd.

Listed by RE/MAX A-B Realty Ltd.