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For Sale
$574,900South Y, London South4 bd 3 ba
$574,900 asking. 4 bed, 3 bath, 1,300 square feet, Detached. 4 Harding Crescent, London South, ON. For Sale. 0 days on site.Listed by TRI CAPITAL REALTY INC..
South Y, London South, ON N6E 1G3
From PropTx
$559,900
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
Last sold Oct 1, 2026 for $545,900. That is this house rather than a comparable, so none of the usual adjustments apply.
See the full price history2 events between Aug 22, 2026 and Oct 1, 2026.
Asking price moved from $559,900 on Aug 22, 2026 to $545,900 on Oct 1, 2026, a change of $14,000.
**Welcome to 138 Harding Crescent, where warmth, character and an incredible backyard come together!** Situated on a quiet crescent in London's family-friendly Westminster neighbourhood, this well-maintained 3-bedroom bungalow is a wonderful opportunity for first-time buyers. From the moment you step inside, you'll feel the home's cozy, country-inspired charm. The **updated kitchen (2022)** features a stylish barn door that allows it to remain closed for added privacy, while the comfortable living room flows into a generously sized dining area-perfect for family dinners and entertaining. The main level also features an **updated bathroom (2022)** and three bedrooms, including a lovely primary bedroom with French doors opening directly to the backyard-the perfect place to enjoy your morning tea. The finished lower level offers a welcoming family room, an additional versatile room ideal for a home office or hobby space, plenty of storage and an **updated bathroom (2025)**. A **new washer and dryer (2025)** add even more convenience. Outside, your private summer retreat awaits! Enjoy the **chlorine inground pool**, approximately five feet at its deepest point, with **pool liner, filter and heater approximately 7 years old**, plus a **bromine hot tub approximately 8 years old**, beautiful gazebo and **new backyard concrete and fencing completed in 2025**.Additional updates include a durable **metal roof**, **furnace and central air replaced in 2019**, and upgraded insulation for added comfort and efficiency. Steps from parks, schools and a nearby public pool, this is the kind of neighbourhood where children can walk down the street to swim, play and spend summer days with friends. Warm, functional and full of personality, this is more than a house-it's a place that truly feels like home. **Come experience it for yourself!**
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $3,537 in 2025 to $3,537 in 2025.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in London South that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Aug 28, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $2,855. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $3,537 for 2025, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
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Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
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Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
Listed by TRI CAPITAL REALTY INC..
Listed by ROYAL LEPAGE TRILAND REALTY.
Listed by Century 21 Heritage House Ltd Brokerage.
Listed by EXP REALTY.
Listed by SUTTON GROUP PREFERRED REALTY INC..
Listed by ROYAL LEPAGE TRILAND REALTY.
Listed by TRI CAPITAL REALTY INC..
Listed by ROYAL LEPAGE TRILAND REALTY.
Listed by Century 21 Heritage House Ltd Brokerage.
Listed by EXP REALTY.
Listed by SUTTON GROUP PREFERRED REALTY INC..
Listed by ROYAL LEPAGE TRILAND REALTY.