No photo on this record
For Sale
$999,900
99 Stillwater Street, Waterloo, ON
3 bd3 ba2,250 sqftDetached
Details
For Sale $11,900 (1.2%) below list
$444/sqft
20 days on site
Listed by RE/MAX TWIN CITY REALTY INC..
Kitchener, ON N2A 0J2
From PropTx
$899,997
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
Last sold Aug 20, 2026 for $977,250. That is this house rather than a comparable, so none of the usual adjustments apply.
See the full price history2 events between Jul 14, 2026 and Aug 20, 2026.
Asking price moved from $899,997 on Jul 14, 2026 to $977,250 on Aug 20, 2026, a change of $77,253.
Welcome to 143 Stillwater St., where mornings begin with coffee on the back deck, the Grand River trail corridor beyond your fence line and not a single rear neighbour, just the quiet and the trees. In spring, stunning peonies bloom in the front garden. This is the rhythm of life at this beautifully finished two-storey home backing onto greenspace in one of Kitchener's most sought-after neighbourhoods. Weekdays have an easy flow: walk the kids up the street to top-rated Lackner Woods or Saint John Paul II PS, then settle into the light-filled lookout basement with oversized windows making it an inspiring spot to work from home. Unwind with an evening stroll on the trails right behind with peaceful greenery and wildlife. Weekends belong to the outdoors: parks around the corner, the trail network for morning runs & family bike rides, the river for fishing & canoeing and Chicopee Ski & Summer Resort minutes away. Inside, the home has a warm, collected feel with elegant wainscotting carried throughout and natural light pouring into every room. 9ft ceilings on the main floor and a quartz kitchen with oversized sink, ample storage and breakfast bar flows to a dinette with walkout to the deck and yard. Ascend the newer hardwood staircase to a spacious primary suite with walk-in closet and private ensuite, while two more bedrooms, each with greenspace views, share a 4pc bath. Below, the finished basement adds a sun-filled rec room, a play area, a bright and airy nook for work, movie nights or gaming, generous storage and a bathroom rough-in. Set on a quiet, tightly held street residents are proud to call home, this is the rare combination today's buyers are chasing: a newer build, a protected natural backdrop and a location that keeps trails, top schools, and everyday essentials within easy reach. Quick access to Hwy 7/8 connects you to Kitchener-Waterloo and Cambridge, with Hwy 401 nearby. Come feel the difference a backyard of trees and a home lovingly maintained makes.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $6,200 in 2026 to $6,200 in 2026.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Kitchener that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Jul 29, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $4,548. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $6,200 for 2026, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
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Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
Listed by RE/MAX TWIN CITY REALTY INC..
Listed by HARVEY KALLES REAL ESTATE LTD..
Listed by ROYAL LEPAGE WOLLE REALTY.
Listed by RE/MAX TWIN CITY REALTY INC..
Listed by RE/MAX REAL ESTATE CENTRE INC..
Listed by HARVEY KALLES REAL ESTATE LTD..