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For Sale
$649,000
Finlayson, Lake of Bays, ON P1H 2J6
From PropTx
$649,000
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
The listing does not state a bedroom count.
The listing does not state a bathroom count.
The listing does not state an interior floor area. Lot size, where it is given, measures the land instead.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
This listing's price and status history is available to members
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Prior asking prices, terminations and relists are licensed to registered members only. Nothing here should be read as evidence that the current price is the only price this house has been offered at: it is a limit on who we may show this to, not a finding about the listing.
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Discover an extraordinary opportunity to own one of Oxbow Lake's most impressive waterfront properties in beautiful Lake of Bays. Spanning approximately 3.2 acres with an incredible 745 feet of pristine shoreline, this fully treed property offers exceptional privacy, breathtaking postcard-worthy views, and the rare luxury of your own private bay. The crystal-clear waters and hard-bottom, sugar-white sandy shoreline create the perfect setting for swimming, paddling, boating, and enjoying the very best of Muskoka waterfront living. The property is level from the road to the building envelope before gently sloping toward the lake, making it ideally suited for a walkout basement design. Underground hydro is currently being installed along the road, adding modern infrastructure while preserving the area's natural beauty. Ideally located just minutes from Lake of Bays and only 20 minutes from Huntsville, with easy access to Dorset, Algonquin Provincial Park, championship golf, hiking trails, and year-round recreation, this is a truly rare opportunity to build an exceptional waterfront retreat on one of Oxbow Lake's finest parcels.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
Neighbourhood market statistics is available to members
Sign in to see: this figure is available to registered members with a verified account.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Lake of Bays that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Jul 27, 2026.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose. Listing information is deemed reliable but is not guaranteed accurate by the Toronto Regional Real Estate Board or PropTx.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
At 20% or more there is no CMHC premium.
20% down · 4.65% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. No assessment on the record and no rate on file for this municipality, so the tax line is 0.70% of the price a year. That is a GTA figure, and the GTA holds the lowest residential rates in Ontario, so on an address outside it this line is likely to be low rather than imprecise, by a third or more.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
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Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
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Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
Listed by Century 21 B.J. Roth Realty Ltd..
Listed by Coldwell Banker Thompson Real Estate.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
Listed by Century 21 B.J. Roth Realty Ltd..
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.65% fixed, the all-in monthly cost works out to $3,458. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
Listed by RE/MAX Professionals North.
Listed by RE/MAX Professionals North.
Listed by RE/MAX Professionals North.
Listed by RE/MAX Professionals North.
Listed by Coldwell Banker Thompson Real Estate.