For Sale
New today
$599,900
106-108 Downie Street, Stratford, ON
Stratford, Stratford
2 ba2,070 sqftCommercial
Details
~$3,087/mo to carry, est.
$290/sqft
No bedrooms stated
0 days on site
Listed by Sutton Group - First Choice Realty Ltd..
Stratford, Stratford, ON N5A 4B4
From PropTx
$995,000
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
The listing does not state a bedroom count.
The listing does not state a bathroom count.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
1 event between Jan 26, 2026 and Jan 26, 2026.
Asking price moved from $995,000 on Jan 26, 2026 to $995,000 on Jan 26, 2026, a change of $0.
Mixed-use investment opportunity in the heart of Stratford! The +/-3,065 SF, 2-storey building is situated on +/-0.187 acres. On the main floor a hair salon currently tenants +/-600 SF and on the second floor a residential tenant occupies a +/-1,452 SF apartment unit. Currently a +/-1,013 SF unit on the main floor is vacant, perfect for an owner/occupier hoping to acquire a well located building with ample parking and holding income or for an investor looking for upside by stabilizing the asset at market rents. Flexible C3 zoning provides numerous commercial uses. At the eastern edge of the downtown business district and across the street from a school and residential neighbourhood this offering provides access to a deep consumer base. 148 Waterloo Street South can be purchased together with 141-147 Downie Street which is direct behind the Subject Property.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
1 years, from $12,654 in 2025 to $12,654 in 2025.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Stratford that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Jan 26, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $5,613. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $12,654 for 2025, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
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Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
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Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
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