For Sale
$659,900St. Thomas, St. Thomas5 bd 3 ba
$659,900 asking. 5 bed, 3 bath, 2,750 square feet, Detached. 40 Metcalfe Street, St. Thomas, ON. For Sale. 0 days on site.Listed by ROYAL LEPAGE TRILAND REALTY.
St. Thomas, St. Thomas, ON N5R 2W2
From PropTx
$324,900
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
Last sold Jul 27, 2026 for $305,000. That is this house rather than a comparable, so none of the usual adjustments apply.
See the full price history2 events between Jun 19, 2026 and Jul 27, 2026.
Asking price moved from $324,900 on Jun 19, 2026 to $305,000 on Jul 27, 2026, a change of $19,900.
Welcome to 15 St. Anne's Place, a hidden gem tucked away in the heart of St. Thomas' most sought-after neighbourhood. Just steps from the historic Old Courthouse, this 2-storey, 3-bedroom, 2-bathroom home perfectly blends traditional character with everyday comfort. As you step inside, you are greeted by a warm and inviting layout featuring a dedicated den-perfect for a home office or quiet reading nook. The heart of the home is the cozy living area anchored by a fireplace, ideal for those chilly Ontario evenings. But the real highlight is the bright and airy sunroom; flooded with natural light, it offers a peaceful retreat to enjoy your morning coffee while overlooking the property. Upstairs, you'll find three bedrooms. Outside, the single-car garage and private lot provide convenience and space. Beyond the front door, you are buying into a lifestyle. Enjoy evening strolls past the stunning architecture of the Courthouse area, or walk to the nearby St. Anne's Centre for community events. You are just minutes from the unique shops and cafes of downtown Talbot Street, and a short drive to the sprawling trails of Pinafore Park. This is more than a home; it's your entry into a vibrant, historic community.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $2,635 in 2025 to $2,635 in 2025.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in St. Thomas that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Jul 17, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $1,768. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $2,635 for 2025, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
Scott McGillivray’s Trusted Network
Trades and more, once the keys are yours
Check out Scott’s preferred network to find licensed, insured trades and more.
Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
Listed by ROYAL LEPAGE TRILAND REALTY.
Listed by PRIME REAL ESTATE BROKERAGE.
Listed by KELLER WILLIAMS LIFESTYLES.
Listed by KELLER WILLIAMS LIFESTYLES.
Listed by ELGIN REALTY LIMITED.
Listed by OAK AND KEY REAL ESTATE BROKERAGE, INC..
Listed by ROYAL LEPAGE TRILAND REALTY.
Listed by PRIME REAL ESTATE BROKERAGE.
Listed by KELLER WILLIAMS LIFESTYLES.
Listed by KELLER WILLIAMS LIFESTYLES.
Listed by ELGIN REALTY LIMITED.
Listed by OAK AND KEY REAL ESTATE BROKERAGE, INC..