For Sale
New today
$659,900
45 B Howard Street, Haldimand, ON
Haldimand, Haldimand
3 bd3 ba1,750 sqftSemi-Detached
Details
~$3,381/mo to carry, est.
$377/sqft
0 days on site
Listed by RE/MAX ESCARPMENT REALTY INC..
Haldimand, Haldimand, ON N0A 1H0
From PropTx
$519,900
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
Last sold Aug 31, 2026 for $515,000. That is this house rather than a comparable, so none of the usual adjustments apply.
See the full price history2 events between Jun 18, 2026 and Aug 31, 2026.
Asking price moved from $543,900 on Jun 18, 2026 to $515,000 on Aug 31, 2026, a change of $28,900.
Welcome to this charming semi-detached home featuring exceptional privacy, set far back on the lot featuring a spacious backyard and endless potential. Bright and inviting, the open-concept main floor features well-maintained laminate flooring, freshly painted walls and a great setup for everyday living. The kitchen offers endless possibilities to customize and maximize the space, with a desirable eat-in kitchen setup. Double doors lead directly to a functional two-tier deck, creating the perfect indoor-outdoor flow for entertaining family and friends. The spacious main floor primary bedroom is a standout feature, complete with two large walk-in closets and large window that fill the room with natural sunlight. A well-sized second bedroom and full main floor bathroom complete the upper level. The fully finished lower level provides additional living space with a large family room, a beautifully updated bathroom featuring a modern walk-in shower, and a generous third bedroom ideal for guests, teenagers, or a home office. You'll also find laundry facilities and an oversized storage/utility area with excellent functionality and flexibility. Outside, enjoy the expansive backyard with a storage shed, light landscaping, and endless opportunity to create your own private outdoor oasis. Conveniently located close to schools, shopping, parks, and highway access, this home offers the perfect balance of peaceful small-town living while remaining just outside the city with every amenity nearby.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $2,855 in 2025 to $2,855 in 2025.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Haldimand that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Jul 15, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $2,626. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $2,855 for 2025, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
Scott McGillivray’s Trusted Network
Trades and more, once the keys are yours
Check out Scott’s preferred network to find licensed, insured trades and more.
Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
Listed by RE/MAX ESCARPMENT REALTY INC..
Listed by RED AND WHITE REALTY INC..
Listed by REAL BROKER ONTARIO LTD..
Listed by Gale Group Realty Brokerage Ltd.
Listed by VALERY REAL ESTATE INC..
Listed by RE/MAX ESCARPMENT REALTY INC..