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For Sale
St. Marys, St. Marys, ON N4X 0B6
From PropTx
$599,999
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
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Prior asking prices, terminations and relists are licensed to registered members only. Nothing here should be read as evidence that the current price is the only price this house has been offered at: it is a limit on who we may show this to, not a finding about the listing.
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178 Thomas Street, St. Marys Completely renovated, move-in ready, and just a short walk from downtown St. Marys.Thoughtfully renovated down to the studs, 178 Thomas Street combines the charm and proportions of an established home with the comfort, efficiency and finishes of a fresh renovation. Step inside to a bright, airy and open main living space, where the spacious living and dining areas flow naturally into a beautiful new kitchen. Large new windows bring in plenty of natural light, while the generous kitchen offers excellent workspace, storage and a large island that creates a natural gathering place for everyday living and entertaining.The main-floor bedroom offers a particularly functional layout, featuring a walk-through closet leading directly to the main bathroom and laundry area-an excellent setup for anyone looking for the convenience of main-floor living.Upstairs you'll find two additional well-proportioned bedrooms, both with generous closet space, along with a new three-piece bathroom with shower. With three bedrooms and two bathrooms in total, the layout makes excellent use of the home's space without feeling cramped.The extensive renovation goes well beyond what you can see. The home features a new furnace, central air conditioning and air exchanger, plumbing, electrical along with new windows and updated finishes throughout. The result is a clean, comfortable home where the work has already been done.Outside, the manageable property offers room to enjoy without creating a long list of weekend chores, while the walkable St. Marys location puts downtown shops, restaurants and amenities within easy reach.Freshly renovated, nicely proportioned and truly move-in ready, 178 Thomas Street is an opportunity to simply unpack and enjoy. Flexible closing available.3 Bedrooms | 2 Bathrooms | Main-Floor Bedroom & Laundry | Extensive Renovation | New Furnace & A/C | Air Exchanger | New Windows | Walkable to Downtown
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $2,692 in 2025 to $2,692 in 2025.
Neighbourhood market statistics is available to members
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Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in St. Marys that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Aug 18, 2026.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose. Listing information is deemed reliable but is not guaranteed accurate by the Toronto Regional Real Estate Board or PropTx.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
At 20% or more there is no CMHC premium.
20% down · 4.59% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $2,692 for 2025, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
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Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
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Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
Listed by Coldwell Banker Homefield Legacy Realty.
Listed by Peak Select Realty Inc.
Listed by Coldwell Banker Homefield Legacy Realty Brokerage.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
Listed by Coldwell Banker Homefield Legacy Realty.
At 20% down and 4.59% fixed, the all-in monthly cost works out to $3,055. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
Listed by Peak Select Realty Inc.
Listed by Peak Select Realty Inc.
Listed by Coldwell Banker Homefield Legacy Realty Brokerage.
Listed by Peak Select Realty Inc.
Listed by Peak Select Realty Inc.