
Listed by RE/MAX ESCARPMENT REALTY INC..
Cambridge, ON N1S 1T8
From PropTx
$529,900
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
1 event between Jun 17, 2026 and Jun 17, 2026.
Asking price moved from $549,900 on Jun 17, 2026 to $549,900 on Jun 17, 2026, a change of $0.
Perched in the heart of Old Galt's historic Gaslight District and an easy stroll from the diverse amenities of downtown is this uniquely chic semi-detached bungalow. With the original home dating from the 19th century, here's your opportunity to settle into your own piece of Waterloo Region history - all in a beautifully updated two-bedroom package with more than a few modern tricks up its sleeve! 19 Cedar Street has been custom-fit just this past year with state-of-the-art smart home systems (including an indoor/outdoor voice controlled sound system designed with the audiophile in mind, a Blink doorbell system, smart locks, and more), while boasting stylish finishes that wouldn't look out of place in the newest of luxury condos. Why pay condo fees, when an urban lifestyle has never looked better right here? From sleek quartz counters and abundant custom cabinetry in the kitchen to a trendy hex tile backsplash, and from soaring 10-foot ceilings throughout the main floor to the gracefully finished main four-piece bathroom with convenient stacked laundry inside, the appeal instantly generated by this home is evident wherever you look. Plus, way more space than your average balcony could be all yours with the fully fenced rear yard, complete with deck and storage shed - a great venue for entertaining friends and family with summer now around the corner. More versatility is on hand in the dry and cozy basement, currently fitted out as a barber's studio with additional entertaining space set up to the side. Private parking can be found at the side with direct gate access to the back yard, with loads more free weekend public parking available just across the street. This distinctive home won't be available for long - schedule a viewing today to see it for yourself!
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $3,052 in 2025 to $3,052 in 2025.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Cambridge that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Jul 10, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $2,685. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $3,052 for 2025, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.

Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.

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Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.

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