For Sale
$560,000
207 Waterloo Street N, Cambridge, ON
4 bd2 ba1,750 sqftSemi-Detached
Details
~$2,892/mo to carry, est.
$320/sqft
Listed by REAL BROKER ONTARIO LTD..
Cambridge, ON N3H 1N1
From PropTx
$560,000
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
1 event between Sep 10, 2026 and Sep 10, 2026.
Asking price moved from $560,000 on Sep 10, 2026 to $560,000 on Sep 10, 2026, a change of $0.
SEMI-DETACHED Built in 1907, this thoughtfully preserved century home offers the charm, craftsmanship, and warmth that only historic homes can provide, paired with updates that make everyday living comfortable and effortless.From the moment you step inside, the character is unmistakable. Nine-foot ceilings, original architectural details, and sun-filled rooms create an atmosphere that feels both elegant and welcoming. Custom built-ins frame the living and dining spaces, offering beautiful storage for books, glassware, and collected pieces that make a home truly personal.The second floor offers three bright bedrooms and a full bath, each space reflecting the quiet charm of a home that has stood for more than a century.Above it all sits one of the most enchanting spaces in the home the finished attic retreat. With vaulted ceilings, dormer windows, and wide plank floors, it feels like something out of a storybook. Whether imagined as a private primary suite, creative studio, or peaceful reading loft overlooking the rooftops of Preston, it is a space that invites both comfort and imagination.Outside, the fully fenced backyard feels like a private garden, surrounded by mature greenery and offering a quiet place to relax or entertain. A gated driveway provides parking for two vehicles a welcome convenience for homes of this era.Located in the heart of historic Preston, this beautifully maintained century semi-detached home offers a lifestyle that is increasingly hard to find. From here you can stroll to local cafes, restaurants, and shops, explore the nearby Grand River trails, and still reach the 401 in just minutes for an easy commute.Century homes are never identical. Each one carries its own story, craftsmanship, and personality.This one offers the rare opportunity to enjoy historic character, timeless charm, and modern comfort in one of Cambridge's most beloved neighbourhoods.A home like this isn't simply purchased. It's chosen.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $3,257 in 2026 to $3,257 in 2026.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Cambridge that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Sep 10, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.28% fixed, the all-in monthly cost works out to $2,854. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.28% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $3,257 for 2026, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
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Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
Listed by REAL BROKER ONTARIO LTD..
Listed by KING REALTY INC..
Listed by EXP REALTY.
Listed by EXP REALTY.
Listed by RE/MAX REAL ESTATE CENTRE INC..
Listed by SOURCE 4 REALTY INC..