
Details
Listed by MCCAFFREY REALTY INC., BROKERAGE.
58 - Greater Napanee, Greater Napanee, ON K7R 3K7
From PropTx
$869,000
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
1 event between Sep 9, 2026 and Sep 9, 2026.
Asking price moved from $869,000 on Sep 9, 2026 to $869,000 on Sep 9, 2026, a change of $0.
Welcome to 2197 South Shore Road, an exquisite property on a private point on Hay Bay providing you with a panoramic view of the Bay and incredible sunsets. Sit on the cantilever dock where you can dock your boat and fish. Then, return into a 2 level house that provides all the commodities and aesthetics you like. Welcome to your retirement Eden! You now have a 2189 sq. foot home, where you can essentially live on the main floor: the master bed. with his and her closets that opens to a 5 piece modern ensuite bath with laundry space and appliances; a kitchen with hardwood floors, granite counters, SS appliances, a centre island and a breakfast nook and pantry; an open concept dining room connecting with the living room and the sun room; a large living room with a propane fireplace and a sunroom with panoramic windows opening to the deck. The main floor will accommodate a person in a wheelchair with its large doors and wide foyer. The oak work is everywhere - the floors, the fireplace mantel and the staircase. The light is what an artist dreams of - a skylight in the foyer welcomes you and filters throughout the main floor because of the mezzanine second floor. The second floor houses your family or guests- who also have a view of the Bay; both rooms have oak floors and share a 3 piece bath. The pointe covers @ 430 feet of shoreline, and offers panoramic views of the Bay. The lot @ 0.6 acres is easily maintained, offers maximum privacy and a paved driveway allowing 10 parking spaces including a circular driveway. The attached garage presently serves as a workspace for the artist owner and offers a small metal cabinet and storage cupboard as well as a sink. It connect with the Foyer and has a stairway to the basement and the outside. The crawl basement @ 5 feet tall houses a newer furnace (2022), the water treatment equipment and the owned water heater(2025). Only 10 minutes to the PEC ferry, to enjoy renowned beaches, wineries and restaurants. A must see Beauty!
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $5,803 in 2026 to $5,803 in 2026.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Greater Napanee that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Sep 9, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.28% fixed, the all-in monthly cost works out to $4,449. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.28% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $5,803 for 2026, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.

Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.

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Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.

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