Details
Listed by Royal Lepage Proalliance Realty.
Belleville Ward, Belleville, ON K8P 5N6
From PropTx
$549,900
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
Last sold Sep 10, 2026 for $525,000. That is this house rather than a comparable, so none of the usual adjustments apply.
See the full price history2 events between Jul 2, 2026 and Sep 10, 2026.
Asking price moved from $549,900 on Jul 2, 2026 to $525,000 on Sep 10, 2026, a change of $24,900.
Welcome to 24 Gracefield Lane, where refined living meets the tranquility of waterfront life. Nestled in the highly sought-after community of St. James By The Bay, this stone townhome offers more than just a place to live, it's a lifestyle. Imagine waking up each morning in a serene enclave designed for adults who value comfort, connection, and ease. Step inside to over 1,800 sq ft above grade, thoughtfully designed with soaring ceilings, rich hardwood and ceramic floors, and an open-concept main level that seamlessly blends dining, entertaining, and everyday living. The kitchen has been refreshed with quartz countertops and stainless-steel appliances, while the living room walks out to a private deck overlooking lush green space, perfect for enjoying coffee in the morning sun or evening wine under the awning. Upstairs, retreat to a spacious primary suite complete with walk-in closet, spa-like ensuite, and a flexible loft space that could double as a cozy den, library, or TV lounge. The finished lower level extends your living area with a bright recreation room, guest bedroom, and full bath ideal for hosting friends and family. Beyond your door, discover manicured gardens, water features, and inviting common spaces where neighbours gather and friendships thrive. This adult lifestyle community is built around ease, offering waterfront access on the Bay of Quinte and a unique Right-To-Occupy ownership model that ensures a worry-free living experience. 24 Gracefield Lane isn't just a home its an invitation to slow down, enjoy, and truly live by the bay.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $5,600 in 2025 to $5,600 in 2025.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Belleville that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Aug 12, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $2,991. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $5,600 for 2025, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.

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Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.

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Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
Listed by Royal Lepage Proalliance Realty.
Listed by Royal Lepage Proalliance Realty.

Listed by 2 PERCENT REALTY RESULTS INC., BROKERAGE.
Listed by Royal Lepage Proalliance Realty.
Listed by Re/Max Quinte Ltd..

Listed by Re/Max Quinte Ltd..