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For Sale
$409,900901 - Smiths Falls, Smiths Falls3 bd 2 ba
$409,900 asking. 3 bed, 2 bath, 900 square feet, Detached. 20 RIVER Street, Smiths Falls, ON. For Sale. 0 days on site.Listed by RE/MAX AFFILIATES MARQUIS.
901 - Smiths Falls, Smiths Falls, ON K7A 4L9
From PropTx
$499,000
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
1 event between Sep 10, 2026 and Sep 10, 2026.
Asking price moved from $499,000 on Sep 10, 2026 to $499,000 on Sep 10, 2026, a change of $0.
Walk in and you are home... the promise is that you will feel how special this home is just by coming in. Sitting on a pretty corner lot, this home boasts more than curb appeal. From the moment you enter the charming front porch this home is just set to impress. Classic and original features include the stunning and spacious foyer with flared staircase, warm and inviting central living room and formal dining room with original floors plus an updated modern/functional (not to mention beautiful) kitchen with center island, this main floor is just impressive. Main floor 2 pc bath with laundry, pantry/storage space to cellar basement that is neat/tidy and used as great storage space. The second floor offers exceptional flexibility, with three generously sized bedrooms plus a smaller fourth room that would make an ideal nursery, toddler room, home office or den. The spacious primary bedroom features two charming closet areas. A well-appointed 4-piece bathroom with excellent linen storage completes this level. The third floor offers a truly unique additional living space, currently designed as a beautiful loft-style retreat. With its distinctive character and generous space, it could easily serve as a private primary bedroom suite, teen hangout , home office, family room, or fifth bedroom, depending on your needs. The rear fenced yard/area off the kitchen is the perfect refuge with patio and hottub, a private space to just enjoy. Access to the single garage that is currently a total man cave, perfect for entertaining but easily converted back to a true garage space if needed. Spacious yard outside the fenced area, nicely landscaped and room for kids to play. This home is really a pleasure to view and has been such a wonderful home for its current family, the next owner will surely enjoy the love that has been put into this classic yellow brick in the heart of Smiths Falls.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $4,143 in 2026 to $4,143 in 2026.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Smiths Falls that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Sep 11, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $2,651. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $4,143 for 2026, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
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Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
Listed by RE/MAX AFFILIATES MARQUIS.
Listed by INNOVATION REALTY LTD.
Listed by REMAX BOARDWALK REALTY.
Listed by RE/MAX AFFILIATES MARQUIS.
Listed by COLDWELL BANKER SETTLEMENT REALTY.
Listed by REMAX BOARDWALK REALTY.
Listed by RE/MAX AFFILIATES MARQUIS.
Listed by INNOVATION REALTY LTD.
Listed by REMAX BOARDWALK REALTY.
Listed by RE/MAX AFFILIATES MARQUIS.
Listed by COLDWELL BANKER SETTLEMENT REALTY.
Listed by REMAX BOARDWALK REALTY.