
Details
Listed by RIGHT AT HOME REALTY.
Cobourg, Cobourg, ON K9A 3K3
From PropTx
$689,000
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
Last sold Sep 24, 2026 for $660,000. That is this house rather than a comparable, so none of the usual adjustments apply.
See the full price history2 events between Jul 7, 2026 and Sep 24, 2026.
Asking price moved from $689,000 on Jul 7, 2026 to $660,000 on Sep 24, 2026, a change of $29,000.
Classic, character, charm, charismatic and centrally located with the ease of convenience to enjoy everything "Ontario's Feel-Good Town" has to offer while being right smack dab in the middle of it all and walking distance to almost everything with its prime-time location. The symmetrical aesthetics of this elegant home lend itself to some of the finest curb appeal in town with the center hall design and incredible covered front porch. Walkthrough the front door and the wow factor takes over in this 3-bedroom, 3-bathroom Century Home that showcases some magnificent features every step of the way. One has to appreciate the stunning oversized original baseboards, casings and trims, beautiful 9' ceilings, crown moulding, wood flooring, attention to detail in the woodwork throughout and lastly the traditional layout that provides a unique offering rarely found. The stunning main floor is dissected by the grand staircase with the north wing occupied by the traditional formal living and dining rooms and the south featuring a study/library/office/great room. Finishing this brilliantly laid out main level is the back house kitchen setup with sliding patio doors to deck space and well positioned 2-piece powder room. The Second level of the home offers 3 tasteful bedrooms each possessing their own unique characteristics and two full bathrooms. Headlining the level is the primary suite that is equipped with a lovely all-encompassing 4-peice ensuite with walk-In/walk-through closet space. A private backyard setting with perfectly positioned deck and convenient detached garage complete this wonderful listing. Walking distance to the finest restaurants, famous beach, boardwalk, marina, vibrant downtown, parks, activity centers and so much more. Take a leap of faith and enjoy the new lifestyle provided by being centrally located, welcome home to 299 Spring Street!
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $4,200 in 2025 to $4,200 in 2025.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Cobourg that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Aug 7, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $3,518. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $4,200 for 2025, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.

Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.

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Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.

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