For Sale
108 - Virgil, Niagara-on-the-Lake, ON L0S 1J0
From PropTx
$793,500
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
This listing's price and status history is available to members
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Prior asking prices, terminations and relists are licensed to registered members only. Nothing here should be read as evidence that the current price is the only price this house has been offered at: it is a limit on who we may show this to, not a finding about the listing.
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Beautifully updated classic red brick raised bungalow that will feel like home as you walk thru the door. Attention to detail and care is evident throughout the entire home, almost all the work done in the past 5 years, leaving you nothing to do but enjoy the lovely community of Virgil. This simple but special home is bright with a clean comfort that offers an attached garage on a property that is just shy of a 1/4 of an acre. The backyard is private and a generous size, perfect for those looking for a quiet escape and still wanting space for some gardens and trees. Enter thru the front door and a sunny window fills the living room as you soak in the updated decor. Around the corner is the thoughtfully updated kitchen with spacious island, quartz counters, lots of cupboards and a tucked in banquet for dining at home. All the appliances will stay, making this an even easier move. The 3 bed bungalow is a rare find in the area, and each of these rooms are a nice size with closets one with unique accent wall. The main 4 piece bath was also recently updated. Head down a few steps to reach the garage access right off the kitchen, perfect for bringing in the groceries. Then a few more steps down to the fully finished basement, all done within the past 5 years. What a great space with a beautifully finished family room and handy workout/office space. Always nice to have a second bathroom, this one is 3 pieces and a comfortable 4th bed/bonus room, perfect for family that comes to visit. Roof, fence, widows, basement, insulation (attic blown in & basement spray foam),AC...and so much more all done since 2021. These owners love the private oasis of the backyard along with their neighbours that share this great community of Virgil...what greater selling point is there?! Only a few minutes to the QEW but you will feel a world away from the busyness of life here at 3 Cherry Street.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $4,014 in 2026 to $4,014 in 2026.
Neighbourhood market statistics is available to members
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Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Niagara-on-the-Lake that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Sep 11, 2026.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose. Listing information is deemed reliable but is not guaranteed accurate by the Toronto Regional Real Estate Board or PropTx.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
At 20% or more there is no CMHC premium.
20% down · 4.59% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $4,014 for 2026, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
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Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
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Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
Listed by REVEL Realty Inc., Brokerage.
Listed by ROYAL LEPAGE NRC REALTY COMPASS ESTATES.
Listed by NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE.
Listed by COLDWELL BANKER MOMENTUM REALTY, BROKERAGE.
Listed by REVEL Realty Inc., Brokerage.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
Listed by REVEL Realty Inc., Brokerage.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.59% fixed, the all-in monthly cost works out to $4,030. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
Listed by ROYAL LEPAGE NRC REALTY COMPASS ESTATES.
Listed by NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE.
Listed by COLDWELL BANKER MOMENTUM REALTY, BROKERAGE.
Listed by ROYAL LEPAGE NRC REALTY.
Listed by REVEL Realty Inc., Brokerage.