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For Sale
$649,900St. Thomas, St. Thomas4 bd 4 ba
$649,900 asking. 4 bed, 4 bath, 1,750 square feet, Detached. 5 SANDPIPER Place, St. Thomas, ON. For Sale. 0 days on site.Listed by ROYAL LEPAGE TRILAND REALTY.
Rural Central Elgin, Central Elgin, ON N5P 4P9
From PropTx
$664,000
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
1 event between Sep 3, 2026 and Sep 3, 2026.
Asking price moved from $664,000 on Sep 3, 2026 to $664,000 on Sep 3, 2026, a change of $0.
Welcome to this beautiful family home nestled on a quiet crescent in the highly sought-after Lynhurst Village on the north side of St. Thomas, just 10 minutes from London and within the Southwold Public School District. Offering exceptional curb appeal and a thoughtfully designed layout, this home is perfect for growing families seeking space, comfort, and an outstanding neighbourhood. The bright and inviting main floor features a spacious living room with a cozy gas fireplace, a stunning kitchen complete with stainless steel appliances, a centre island with seating, and an adjoining dining area. Patio doors lead to a beautifully landscaped, fully fenced backyard featuring a concrete patio, gazebo, garden shed, and plenty of room to relax or entertain. The main floor also includes a convenient powder room and laundry room. Upstairs, you'll find three generous bedrooms, highlighted by an impressive primary suite with a large walk-in closet and a luxurious ensuite featuring a relaxing, jetted tub. Two additional bedrooms are served by a well-appointed four-piece bathroom. The fully finished lower level offers exceptional flexibility with a large room currently used as a bedroom that would also make an excellent rec room or family room, two additional bedrooms, a three-piece bathroom, and convenient cold storage beneath the front porch. Significant recent updates provide added peace of mind, including a new furnace and heat pump (2024), sump pump (2024), roof (2022), rental on demand water heater (2026) and washer and dryer (2025). Located in one of St. Thomas's most desirable family neighbourhoods, Lynhurst Village offers an incredible lifestyle with nearby parks, walking trails, basketball, pickleball and tennis courts, creating a vibrant community where families can truly enjoy the outdoors. This is a rare opportunity to own a move-in-ready home in an exceptional location that combines outstanding indoor living with a backyard you'll enjoy all season long.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $4,739 in 2025 to $4,739 in 2025.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Central Elgin that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Sep 3, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $3,410. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $4,739 for 2025, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
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Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
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Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
Listed by ROYAL LEPAGE TRILAND REALTY.
Listed by SUTTON GROUP - SELECT REALTY.
Listed by SUTTON GROUP - SELECT REALTY.
Listed by RE/MAX REAL ESTATE CENTRE INC..
Listed by ROYAL LEPAGE TRILAND REALTY.
Listed by INITIA REAL ESTATE (ONTARIO) LTD.
Listed by ROYAL LEPAGE TRILAND REALTY.
Listed by SUTTON GROUP - SELECT REALTY.
Listed by SUTTON GROUP - SELECT REALTY.
Listed by RE/MAX REAL ESTATE CENTRE INC..
Listed by ROYAL LEPAGE TRILAND REALTY.
Listed by INITIA REAL ESTATE (ONTARIO) LTD.