Cobourg, Cobourg, ON K9A 0Y1
From PropTx
$1,275,000
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
Last sold Oct 15, 2026 for $1,200,000. That is this house rather than a comparable, so none of the usual adjustments apply.
See the full price history2 events between Mar 25, 2026 and Oct 15, 2026.
Asking price moved from $1,450,000 on Mar 25, 2026 to $1,200,000 on Oct 15, 2026, a change of $250,000.
Ideally Situated in a great area on a 1.78 acre lot surrounded by custom built homes. The lot frontage is 75.59 ft and the back yard lot expands to 221 ft width. Just a short drive to the 401, shopping, and the Cobourg waterfront. You will enjoy relaxing the family room with cathedral ceilings and gas fireplace. The gourmet kitchen is a chefs dream with a heated floor and a large granite island ideal for entertaining and baking. The main level primary bedroom is dreamy with a custom 5 piece en suite with heated floors. There are two additional bright main level bedrooms. The dining room has a walk out to the covered deck where you will enjoy sunsets and a great feature of a gas hookup for the BBQ. The lower level has an additional bedroom, a rec room with a walk out, 3 piece bath and a large work shop area. Over $140,000 has been spent on upgrades to this custom home. Additional great features are 36" doors into the family bathroom and guest room, level walk up to the home, Ev charger hook up in the large garage, and a Generac whole home generator that can power the entire home in the event of a power outage. There is extensive landscaping at this remarkable home.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $7,800 in 2025 to $7,800 in 2025.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Cobourg that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Aug 10, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $6,340. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $7,800 for 2025, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
Scott McGillivray’s Trusted Network
Trades and more, once the keys are yours
Check out Scott’s preferred network to find licensed, insured trades and more.
Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
Listed by RE/MAX HALLMARK FIRST GROUP REALTY LTD..
Listed by Royal Lepage Proalliance Realty.
Listed by RE/MAX Rouge River Realty Ltd..
Listed by Royal Heritage Realty Ltd.
Listed by Real Broker Ontario Ltd..
Listed by eXp Realty, Brokerage.
