
Details
Listed by Chestnut Park Real Estate.
Owen Sound, Owen Sound, ON N4K 1J1
From PropTx
$449,000
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
Last sold Sep 29, 2026 for $435,000. That is this house rather than a comparable, so none of the usual adjustments apply.
See the full price history2 events between Jul 8, 2026 and Sep 29, 2026.
Asking price moved from $475,000 on Jul 8, 2026 to $435,000 on Sep 29, 2026, a change of $40,000.
Some homes simply feel right the moment you walk through the door-and this is one of them. Nestled on a picturesque street lined with beautifully maintained century homes, this inviting 4-bedroom, 2-bath home blends timeless character with thoughtful updates in one of Owen Sound's most desirable neighbourhoods. Just steps from downtown, you'll enjoy easy access to shops, restaurants, the farmers' market, the River District, and everyday conveniences. Inside, a spacious front foyer offers the perfect welcome with plenty of room for coats, boots, and busy family life. The bright, oversized living room showcases original hardwood floors full of warmth and character, while the updated kitchen features modern appliances and flows seamlessly into a practical rear addition complete with main-floor laundry, a convenient 2-piece bath, and direct access to the backyard.Upstairs is where this home truly shines. The enchanting south-facing sunroom, surrounded by three walls of windows, is flooded with natural light and offers the perfect space to relax with a morning coffee, read a book, or gather with friends. Three generously sized bedrooms, an updated full bathroom, and the potential to finish the third-floor attic provide flexibility for growing families or those needing extra space. Step outside to a private, fully fenced backyard designed for relaxing and entertaining, complete with a covered deck, mature trees, lush greenery, and a charming original red brick garage-a rare feature that adds even more character to this century home. With parking for two vehicles and a location that lets you leave the car behind, this is a home you'll be proud to call your own.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $4,195 in 2026 to $4,195 in 2026.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Owen Sound that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Aug 19, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $2,440. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $4,195 for 2026, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.

Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.

Scott McGillivray’s Trusted Network
Trades and more, once the keys are yours
Check out Scott’s preferred network to find licensed, insured trades and more.
Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.

Listed by Chestnut Park Real Estate.

Listed by RE/MAX Grey Bruce Realty Inc..

Listed by RE/MAX Grey Bruce Realty Inc..
Listed by Century 21 Millennium Inc..

Listed by Sutton-Sound Realty.

Listed by Century 21 Millennium Inc..