For Sale
New today
$650,000
3985 Joyland Drive, Ramara, ON
Rural Ramara, Ramara
3 bd2 ba900 sqftDetached
Details
~$3,333/mo to carry, est.
$722/sqft
0 days on site
Listed by Sutton Group Incentive Realty Inc..
Rural Ramara, Ramara, ON L3V 0L1
From PropTx
$674,900
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
Last sold Aug 13, 2026 for $650,000. That is this house rather than a comparable, so none of the usual adjustments apply.
See the full price history2 events between Jun 20, 2026 and Aug 13, 2026.
Asking price moved from $674,900 on Jun 20, 2026 to $650,000 on Aug 13, 2026, a change of $24,900.
Welcome to Val Harbour Estates, a quiet waterfront community just minutes from Orillia, where nature, recreation, and everyday comfort come together. Located only 15 minutes from downtown amenities, this move-in ready home offers the perfect balance of peaceful living and convenient access to shops, restaurants, and services.Step inside to a bright and inviting layout featuring laminate flooring throughout, three spacious bedrooms, and a cozy living room anchored by a gas fireplace - the perfect place to unwind after a day on the water or the trails. The sun-filled dining area walks out to a generous 20' x 20' deck overlooking mature trees and tranquil woodland views, creating a private setting for morning coffee, summer barbecues, or evening relaxation.The fully finished lower level expands your living space with a large family room complete with a second gas fireplace - ideal for movie nights, gatherings, or a comfortable retreat for guests. A sizable pantry/storage room and additional storage areas provide practical space for everyday organization. For added peace of mind, the furnace was replaced three years ago. An attached double-car garage offers convenience, extra storage, and protection from the elements year-round.Residents of Val Harbour Estates also enjoy access to the nearby Barnstable Bay community amenities, including a private boat launch, dock, playground, and greenbelt, all for a low annual association fee of just $125. Whether you're spending summers boating, swimming, and fishing, or embracing winter activities like snowmobiling, ice fishing, and cross-country skiing, this property offers four-season living at its best. Located in a desirable school district and surrounded by natural beauty, it's an ideal home for families, outdoor enthusiasts, or those looking to enjoy a peaceful lifestyle near the water.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $2,921 in 2025 to $2,921 in 2025.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Ramara that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Jul 13, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $3,306. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $2,921 for 2025, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
Scott McGillivray’s Trusted Network
Trades and more, once the keys are yours
Check out Scott’s preferred network to find licensed, insured trades and more.
Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
Listed by Sutton Group Incentive Realty Inc..
Listed by RE/MAX HALLMARK CHAY REALTY.
Listed by CENTURY 21 B.J. ROTH REALTY LTD..
Listed by RE/MAX RIGHT MOVE.
Listed by RIGHT AT HOME REALTY.
Listed by ROYAL LEPAGE QUEST.