
Listed by KELLER WILLIAMS EDGE REALTY.
Cheltenham, Caledon, ON L7C 3J3
From PropTx
$2,549,999
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
Last sold Jul 17, 2026 for $2,350,000. That is this house rather than a comparable, so none of the usual adjustments apply.
See the full price history2 events between Jun 18, 2026 and Jul 17, 2026.
Asking price moved from $2,549,999 on Jun 18, 2026 to $2,350,000 on Jul 17, 2026, a change of $199,999.
Welcome to 39 Credit Road - a truly exceptional custom-built estate tucked away on a quiet dead-end street in the charming village of Cheltenham. Set on a rare 370-foot deep lot, spanning almost an acre of breathtaking property backing directly onto the Credit River, this one-of-a-kind home offers the perfect blend of privacy, luxury, and natural beauty. A long, private driveway sets the tone as you arrive, leading to an impressive residence designed for both everyday living and elevated entertaining. Inside, you'll find 3,500 sq. ft. of thoughtfully curated living space, featuring four spacious bedrooms and an expansive open-concept layout. Wide-plank white oak hardwood flooring flows throughout, adding warmth and sophistication to every room. The heart of the home is a stunning chef's kitchen, complete with premium Thermador appliances, a large centre island with quartz countertops, custom cabinetry, and a spacious kitchen pantry with oak cabinetry, a true showpiece for those who love to cook and entertain. Everyday convenience is elevated with a functional mudroom offering direct access from the garage, along with a well-appointed laundry area. The home also features a bonus recreation space designed for ultimate comfort and entertaining, complete with a wet bar, secondary washer and dryer, and a fully integrated steam wardrobe, a luxurious addition. A standout feature is the expansive upper-level deck spanning nearly the entire width of the home, complete with sleek glass railings for unobstructed views of the stunning backyard. It's the perfect spot to enjoy your morning coffee or unwind while taking in the peaceful, natural surroundings. Seamless indoor-outdoor living is achieved with oversized custom sliding doors that open to a covered porch, creating the perfect setting for al fresco dining. The backyard is nothing short of spectacular. This is more than a home, it's a lifestyle property that must be experienced in person to be fully appreciated.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $4,172 in 2025 to $4,172 in 2025.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Caledon that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Jul 11, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $11,616. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
20% is the legal minimum on this price.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $4,172 for 2025, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.

Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.

Scott McGillivray’s Trusted Network
Trades and more, once the keys are yours
Check out Scott’s preferred network to find licensed, insured trades and more.
Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.

Listed by KELLER WILLIAMS EDGE REALTY.

Listed by REVEL REALTY INC..

Listed by RE/MAX GOLD REALTY INC..

Listed by RE/MAX REAL ESTATE CENTRE INC..
Listed by ROYAL LEPAGE RCR REALTY.

Listed by ROYAL LEPAGE RCR REALTY.

Listed by KELLER WILLIAMS EDGE REALTY.

Listed by REVEL REALTY INC..

Listed by RE/MAX GOLD REALTY INC..

Listed by RE/MAX REAL ESTATE CENTRE INC..
Listed by ROYAL LEPAGE RCR REALTY.

Listed by ROYAL LEPAGE RCR REALTY.