No photo on this record
For Sale
New · 7d
$1,199,000
513 Centre Street S, Whitby, ON
Downtown Whitby, Whitby
5 bd2 ba2,750 sqftDetached
Details
For Sale $54,000 (4.5%) below list
$436/sqft
7 days on site
Listed by RE/MAX ROUGE RIVER REALTY LTD..
Downtown Whitby, Whitby, ON L1N 4R1
From PropTx
$899,900
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
Last sold Oct 23, 2026 for $865,000. That is this house rather than a comparable, so none of the usual adjustments apply.
See the full price history2 events between Jul 2, 2026 and Oct 23, 2026.
Asking price moved from $899,900 on Jul 2, 2026 to $865,000 on Oct 23, 2026, a change of $34,900.
Located In The Heart Of Historic Downtown Whitby, This Exceptional Century Home Offers The Perfect Blend Of Timeless Character And Modern Comfort. Stroll To Local Cafés, Restaurants, Boutique Shopping, Parks And Community Events, With The Whitby GO Station Just Minutes Away For An Easy Commute. Set On A Private Corner Lot, The Beautifully Landscaped Grounds Feature A Stunning Inground Pool (New Liner 2023), Covered Gazebo, Entertaining Deck And Multiple Outdoor Spaces Designed For Relaxing And Gathering. The Original Century Cottage Showcases 10-Foot Ceilings, Oversized Windows And The Warmth And Craftsmanship Only A Home Of This Era Can Offer. 3 Generous Bedrooms Are Complemented By An Oversized Bathroom Featuring A Classic Clawfoot Tub And Walk-In Glass Shower. The Heart Of The Home Is A Beautifully Designed Vintage-Inspired Kitchen With Granite Countertops And Quality Stainless Steel Appliances, Opening To Inviting Living And Dining Spaces. A Thoughtfully Designed Addition, Completed In 2002, Creates An Entirely New Experience. Here You'll Find Main Floor Laundry, A Powder Room, Mudroom With Direct Access To The Pool, And An Extraordinary Second-Storey Family Room With Vaulted Ceilings, A Gas Fireplace And Walls Of Large Windows Overlooking The Treetops. Bathed In Natural Light, It Offers Beautiful Views Over The Pool And Private Courtyard Below, Creating A Space Unlike Anything Else On The Market. Bonus Finished Basement With Extra Tall Ceilings & Large Windows. Practicality Meets Charm With A Side Driveway, Detached Garage And Parking For 3 Vehicles. While The Home's Century Character Has Been Beautifully Preserved, Extensive Mechanical And Electrical Updates Provide The Confidence And Convenience Of Modern Ownership. Rich In History, Full Of Personality And Impossible To Replicate, This Is A Rare Opportunity To Own One Of Downtown Whitby's Truly Special Homes While Embracing One Of Durham Region's Most Sought-After Walkable Lifestyles!
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
1 years, from $6,885 in 2026 to $6,885 in 2026.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Whitby that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Aug 14, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $4,605. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $6,885 for 2026, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
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Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
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Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
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