108 - Virgil, Niagara-on-the-Lake, ON L0S 1J0
From PropTx
$975,000
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
Last sold Nov 17, 2026 for $917,500. That is this house rather than a comparable, so none of the usual adjustments apply.
See the full price history2 events between Jun 25, 2026 and Nov 17, 2026.
Asking price moved from $975,000 on Jun 25, 2026 to $917,500 on Nov 17, 2026, a change of $57,500.
Dreaming of leaving the city behind? Welcome to this spacious & beautiful 2000 plus sq ft Niagara farmhouse, lovingly cared for by the same family for 5 generations, on a double-sized 108' x 257' lot in the charming village of Virgil where timeless character meets modern amenities! Homes like this are becoming increasingly rare - a place where history, space, and the peaceful Niagara lifestyle come together on a generous country lot. Inside you'll find warm hardwood floors & spacious principal rooms with 9ft ceilings, a cozy family room with wood burning stove and of course the spacious farmhouse kitchen that walks out to the back deck - all perfect spaces to gather with family and friends. 2 full bathrooms & 4 bedrooms - one on the main floor, and 3 upstairs all with walk-in closets & large enough to be the primary! Completing the home's historic charm is the original stone cellar with a separate side entrance, a unique feature that offers naturally cool storage for wine, preserves, or seasonal items and space for a workshop! Step outside and the magic continues: embrace a slower pace of life - relax on the huge covered front porch, entertain on the back deck, grow your own vegetables out back and watch your kids grow up more connected to nature in the amazing backyard space and trees. Lots of room to park on the 20' x 60' driveway plus there are two spacious storage sheds. Enjoy all this with the convenience of having municipal services (gas, hydro, water, sewers) as well as forced air gas heating and brand new AC! The double lot may also offer future severance potential (subject to municipal approvals and buyer due diligence). Located minutes from schools, Old Town Niagara-on-the-Lake, Fort George, the Shaw Festival, world-class wineries, and only 20 minutes from Niagara Falls, this property offers the perfect balance of rural tranquility and everyday convenience. Just 90 minutes from the GTA, yet a world away from the pace of the city! You'll love it!
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
1 years, from $3,646 in 2026 to $3,646 in 2026.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Niagara-on-the-Lake that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Jul 22, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $4,703. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $3,646 for 2026, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
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Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
Listed by RE/MAX NIAGARA REALTY LTD, BROKERAGE.
Listed by RE/MAX NIAGARA REALTY LTD, BROKERAGE.
Listed by RE/MAX NIAGARA REALTY LTD, BROKERAGE.
Listed by REVEL Realty Inc., Brokerage.
Listed by HARVEY KALLES REAL ESTATE LTD..
Listed by BOSLEY REAL ESTATE LTD., BROKERAGE.
Listed by RE/MAX NIAGARA REALTY LTD, BROKERAGE.
Listed by RE/MAX NIAGARA REALTY LTD, BROKERAGE.
Listed by RE/MAX NIAGARA REALTY LTD, BROKERAGE.
Listed by REVEL Realty Inc., Brokerage.
Listed by HARVEY KALLES REAL ESTATE LTD..
Listed by BOSLEY REAL ESTATE LTD., BROKERAGE.
