For Sale
St. Thomas, St. Thomas, ON N5R 5W5
From PropTx
$499,900
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
This listing's price and status history is available to members
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Prior asking prices, terminations and relists are licensed to registered members only. Nothing here should be read as evidence that the current price is the only price this house has been offered at: it is a limit on who we may show this to, not a finding about the listing.
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Spacious all-brick exterior bungalow semi with a single-car garage (with window, epoxy floor plus another man door to access exterior) and a covered front porch. Located in a quiet area, walking distance to Elgin Mall, Metro, and a medical centre. This one-floor living (main floor laundry) set up is perfect for so many lifestyles, from a young professional, newly young couple, or a down-sizer. Recent updates include newer windows, high-end furnace and A/C Lennox, updated kitchen (2026), re-insulated attic (2022), updated main-floor bathroom (2024), beautiful addition 3-season sunroom in 2025 perfect for extra space to gather. Finished basement with a large family room, bonus room perfect for a den or an office (this office has a new window in August 2026, it is not an egress windows but the window panels both can be remove for exiting directly to the backyard), a full 4 pc bathroom, a cold room, and great storage space. Fully fenced yard comes with a good-size outdoor shed 14' x 6.5'. Shingles 2013. Attic insulation is R50 in the main house, attic insulation is R40 above the garage. Over size single Concrete driveway.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $2,979 in 2025 to $2,979 in 2025.
Neighbourhood market statistics is available to members
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Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in St. Thomas that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Aug 27, 2026.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose. Listing information is deemed reliable but is not guaranteed accurate by the Toronto Regional Real Estate Board or PropTx.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
At 20% or more there is no CMHC premium.
20% down · 4.68% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $2,979 for 2025, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
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Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
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Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
Listed by ELGIN REALTY LIMITED.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
Listed by ELGIN REALTY LIMITED.
At 20% down and 4.68% fixed, the all-in monthly cost works out to $2,652. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
Listed by ROYAL LEPAGE CERTIFIED REALTY.
Listed by RE/MAX CENTRE CITY REALTY INC..
Listed by ELGIN REALTY LIMITED.
Listed by RE/MAX CENTRE CITY REALTY INC..
Listed by ROYAL LEPAGE TRILAND REALTY.