For SaleSemi-Detached

430 Harcourt Drive, Oshawa, ON

Donevan, Oshawa, ON L1H 6V6

From PropTx

Asking price

$669,900

As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.

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From MyNest360

What it takes to own this

The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.

True cost to own, every line with its source
Mortgage studio, compared on total cost rather than rate
An inspection plan, dated to your condition deadline

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Mortgage studio Book inspection

From PropTx

The listing, as the record carries it

The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.

Bedrooms
4
3 above grade, 1 below.
Bathrooms
2
Full and half bathrooms as the listing totals them.
Interior area
1,100 to 1,500 sqft
A band, not a measurement. Interior area as the listing states it. It does not say whether the figure was measured on site or taken from builder plans.
Property type
Semi-Detached
Style as listed: Backsplit 4.

Counts and measurements as the listing states them, not verified by us. Source: PropTx

More property details

Second dwelling

The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.

Cul de Sac/Dead End
Fenced Yard
Park
Public Transit
School
None pool
In-Law Capability
Source: PropTx

What comes from PropTx, and what is ours

The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.

This listing's price and status history is available to members

Prior asking prices, terminations and relists are licensed to registered members only. Nothing here should be read as evidence that the current price is the only price this house has been offered at: it is a limit on who we may show this to, not a finding about the listing.

Rare 4-Level Backsplit Semi-Detached on an Extra-Large 27.6 x 200.3 Ft Lot! This spacious and well-maintained home offers exceptional potential for homeowners, extended families, and investors alike. Situated on an extra-deep lot measuring approximately 27.6 x 200.3 ft, this property provides an abundance of indoor and outdoor space that is rarely found in the area. The main level features a large family-sized eat-in kitchen overlooking the living room, complete with a beautiful bow window that fills the space with natural light and laminate flooring. The upper level offers two generously sized bedrooms and a large 3-piece bathroom. The lower level features an extra-large primary bedroom with two closets and a renovated bathroom, providing excellent additional living space. A separate side entrance to the lower level adds tremendous flexibility and makes this property particularly attractive to investors and multi-generational families. The layout and separate entrance also offer potential for conversion into a legal duplex, subject to applicable municipal zoning, permits, building code and other requirements. Enjoy 3-car parking, a huge backyard with two storage sheds, and a front yard equipped with an installed sprinkler system for convenient lawn maintenance. The home also features a new air conditioner for added comfort during the warmer months. An exceptional opportunity to own a spacious 4-level backsplit with an extra-large, 200+ ft deep lot, excellent parking, separate entrance, and outstanding future potential. Must See!

Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.

The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.

Outside

Cul de Sac/Dead End
Fenced Yard
Park
Public Transit
School
None pool

Also listed

On the record, and not one of the groups above.

In-Law Capability

Type: Semi-Detached
Style: Backsplit 4
Bedrooms: 4 (+1 lower)
Bathrooms: 2
Kitchens: 1
Total rooms: 6
Living area: 1,100 to 1,500 sqft
Lot size: 28 by 200 ft
Year built: 51-99
Status: For Sale
Occupancy: Tenanted, you inherit the tenancy

Heating: Forced Air · Gas
Cooling: Central Air
Basement: Partially Finished
Construction: Brick, Vinyl Siding
Roof: Asphalt Shingle
Foundation: Concrete Block
Sewer: Sewer

Driveway spaces: 3
Total parking: 3
Pool: None
Exterior features: Cul de Sac/Dead End, Fenced Yard, Park, Public Transit, School

Assessment year: 2026
Annual property tax: $4,308
Tax year: 2026

Property tax by year

Neighbourhood market statistics is available to members

Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.

Your costs, and the tools we build on it

None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.

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Mortgage financingCompare products by total cost over your real holding period, not by rate.

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Book inspectionChosen by what this house is, and dated against your condition deadline so the report arrives in time.

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What you'd actually pay to own it$3,448/mo at 20% down and 4.41% fixed, every line sourced.

How this price compares

Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.

Asking price
$669,900
Set by the seller and their brokerage. It is a request, and nothing tests it until an offer arrives.
Source: PropTx
Assessed value, 2026
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
Municipal assessment and tax roll

Price per square foot

$515

asking price over 1,300 sqft, an area the listing does not source

Days on site

no area average shown: our current listing agreement does not licence market statistics

None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.

At 20% down and 4.41% fixed, the all-in monthly cost works out to $3,448. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.

Open the full cost breakdown

Home insurancePriced on what it costs to rebuild, not on the asking price. Insurability first.

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Beyond the purchaseThe first forty-eight hours, preparing the house, the grounds, and the move, each with a cost band.

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Offer strategyWhat to offer, why that number, and where to stop. It refuses to guess.

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Listing historyHow long this has really been for sale, and what the tax line becomes at your price.

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Does it work as a rentalCap rate, cash on cash, break-even rent and the year it turns positive, from a rent you supply.

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Take this to the viewingTwo sheets to print: what the record states, the carrying cost with every assumption, and the walk-through in the order you walk it.

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After your offer is firmEvery deadline between conditions waived and the keys, with the cash calendar.

Open the closing plan

What you would actually pay

$3,448/mo

All-in: mortgage, tax, heat and utilities

Down payment20% · $133,980

At 20% or more there is no CMHC premium.

Amortization

Mortgage$2,939

Property tax$359

Heat and utilities (est.)$150

20% down · 4.41% indicative 5-yr fixed · . ; heat and utilities estimated. Figures illustrative.

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Tara McCarthy

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Every question about this home reaches a licensed broker, not a form.

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Sourced from MyNest360

Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.

How this price compares

Asking price

$669,900

Set by the seller and their brokerage. It is a request, and nothing tests it until an offer arrives.

Assessed value, 2026

Nothing of this kind on the record, and nothing here fills it in from an average of other houses.

The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.

Price per square foot

$515

asking price over 1,300 sqft, an area the listing does not source

Days on site

no area average shown: our current listing agreement does not licence market statistics

None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.

430 Harcourt Drive, Oshawa, ON

Asking price

What it takes to own this