Listed by ROYAL LEPAGE LANNON REALTY.
Northwood Park, Thunder Bay, ON P7C 1V8
From PropTx
$434,000
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
1 event between Sep 10, 2026 and Sep 10, 2026.
Asking price moved from $434,000 on Sep 10, 2026 to $434,000 on Sep 10, 2026, a change of $0.
Welcome to 431 Churchill Drive West! This bright and inviting 3+1 bedroom, 2 bathroom bungalow offers a comfortable layout, great outdoor space and plenty of flexibility for a growing family or extended family living. The main floor features an open-concept kitchen and living area with plenty of natural light, laminate flooring and a cozy electric fireplace accented by a warm wood mantle. The bright kitchen offers white cabinetry, tiled backsplash and generous counter space. Three bedrooms and a 4-piece bathroom complete the main level, with sliding patio doors from the third bedroom leading directly to the backyard deck. The lower level adds even more possibilities with a spacious recreation/living area, second kitchen, additional bedroom and 3-piece bathroom - a great setup for an in-law suite, extended family or potential rental use. Outside, the fully fenced backyard is made for enjoying the warmer months, featuring a deck with gazebo, mature shade tree and storage shed, with plenty of room to relax, entertain, or let the kids and pets play. Additional highlights include central vacuum and asphalt shingles replaced approximately three years ago. A practical, welcoming home with flexible living space inside and a backyard you'll love spending time in. Come and see what 431 Churchill Drive West has to offer!
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $4,019 in 2026 to $4,019 in 2026.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Thunder Bay that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Sep 10, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $2,353. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $4,019 for 2026, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.

Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.

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Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
Listed by ROYAL LEPAGE LANNON REALTY.
Listed by RE/MAX FIRST CHOICE REALTY LTD..

Listed by RE/MAX FIRST CHOICE REALTY LTD..
Listed by Royal LePage® Lannon Realty.
Listed by ROYAL LEPAGE LANNON REALTY.
Listed by ROYAL LEPAGE LANNON REALTY.
Listed by ROYAL LEPAGE LANNON REALTY.
Listed by RE/MAX FIRST CHOICE REALTY LTD..

Listed by RE/MAX FIRST CHOICE REALTY LTD..
Listed by Royal LePage® Lannon Realty.
Listed by ROYAL LEPAGE LANNON REALTY.
Listed by ROYAL LEPAGE LANNON REALTY.