For Sale
Rural Central Elgin, Central Elgin, ON N5P 3S8
From PropTx
$984,900
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
This listing's price and status history is available to members
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Prior asking prices, terminations and relists are licensed to registered members only. Nothing here should be read as evidence that the current price is the only price this house has been offered at: it is a limit on who we may show this to, not a finding about the listing.
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Country Gem located at 45471 Sparta Line on 1.09 Acres (as per MPAC), this 2-Storey Home has been totally renovated plus having an addition added with a single attached garage (2021). This exceptional country property with the perfect blend of rural tranquility and the convenient access to St. Thomas 20 minutes and to Aylmer 15 mins. The main level has an open concept to create a functional easy-flow layout between the kitchen with a huge island all with quartz countertops, dining room, oversized family room with a vaulted ceiling and plenty of windows making these areas very bright. Also there is access from the dining room through the front door to the wrap around covered front porch and side verandah. The main level also entails a good size mudroom/ main floor laundry and access to the attached garage and rear deck. Finally there is a bedroom or possible office and a 4 pc bathroom with a soaker tub. Moving to the second level is the generous-sized primary bedroom with access to a 3pc cheater ensuite with a shower. There are also two more good size bedrooms on this level. The lower level has an area to finish (partially done), which could be a rec-room area. Also on this level is the utility area and lots of storage. More highlights for this property is an uninsulated barn (approx 48.5 ft x 72.5 ft), 2-car detached garage (approx 24.0 ft x 32.0 ft) both with hydro, the owner will leave pool table and accessories in lower level if buyer wants it, furnace + C-Air (2019), drilled well (2025). This is the opportunity to own this wonderful family home!
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $6,868 in 2025 to $6,868 in 2025.
Neighbourhood market statistics is available to members
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Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Central Elgin that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Aug 31, 2026.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose. Listing information is deemed reliable but is not guaranteed accurate by the Toronto Regional Real Estate Board or PropTx.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
At 20% or more there is no CMHC premium.
20% down · 4.68% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $6,868 for 2025, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
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Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
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Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
Listed by ELGIN REALTY LIMITED.
Listed by ROYAL LEPAGE RESULTS REALTY.
Listed by ROYAL LEPAGE TRILAND REALTY.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
Listed by ELGIN REALTY LIMITED.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.68% fixed, the all-in monthly cost works out to $5,215. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
Listed by ROYAL LEPAGE RESULTS REALTY.
Listed by ELGIN REALTY LIMITED.
Listed by ROYAL LEPAGE TRILAND REALTY.
Listed by RIGHT AT HOME REALTY.
Listed by ROYAL LEPAGE TRILAND REALTY.