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For Sale
$1,569,990Waterloo4 bd 4 ba
$1,569,990 asking. 4 bed, 4 bath, 2,750 square feet, Detached. 255 Normandy Avenue, Waterloo, ON. For Sale. 20 days on site.Listed by Royal LePage Royal City Realty.
Waterloo, ON N2K 1Y5
From PropTx
$1,390,000
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
Last sold Nov 13, 2026 for $1,380,000. That is this house rather than a comparable, so none of the usual adjustments apply.
See the full price history2 events between Aug 11, 2026 and Nov 13, 2026.
Asking price moved from $1,390,000 on Aug 11, 2026 to $1,380,000 on Nov 13, 2026, a change of $10,000.
Welcome to 519 Oxbow Road, a rare opportunity to own a beautifully maintained custom bungalow in Waterloo's prestigious Colonial Acres community. Tucked away on a quiet cul-de-sac with minimal traffic, this exceptional property sits on an oversized lot with a significantly larger setback than most homes in Waterloo (50' Approximately ) , creating an unmatched sense of privacy, space, and curb appeal. Offering approximately 2,200 sq. ft. of above-grade living space (buyer to verify), this thoughtfully designed home features an expanded primary bedroom, three bathrooms, spacious principal rooms, and an attached double garage. Large windows fill the home with natural light, while the functional layout provides comfortable living and effortless entertaining. Step outside to your private backyard retreat featuring an in-ground pool, perfect for relaxing or hosting family and friends all summer long. Pride of ownership is evident throughout, with numerous important updates including 200 Amp electrical service, windows (2018), roof and chimney (2016), pool liner (2022), pool heater (2022), and a septic tank replaced in 2005, professionally pumped with a new lid installed in July 2025. Ideally located just minutes from top-rated schools, parks, scenic trails, golf courses, shopping, universities, and major commuter routes, this home offers the perfect balance of peaceful suburban living and everyday convenience. Properties offering this combination of lot size, privacy, location, and long-term care rarely become available in Colonial Acres. Don't miss your opportunity to make this exceptional property your next home.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $9,725 in 2026 to $9,725 in 2026.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Waterloo that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Aug 17, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $6,996. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $9,725 for 2026, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
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Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
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Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
Listed by Royal LePage Royal City Realty.
Listed by CHESTNUT PARK REALTY(SOUTHWESTERN ONTARIO) LTD.
Listed by EXP REALTY.
Listed by VALERY REAL ESTATE INC..
Listed by HIGHLAND REALTY.
Listed by KELLER WILLIAMS INNOVATION REALTY.
Listed by Royal LePage Royal City Realty.
Listed by CHESTNUT PARK REALTY(SOUTHWESTERN ONTARIO) LTD.
Listed by EXP REALTY.
Listed by VALERY REAL ESTATE INC..
Listed by HIGHLAND REALTY.
Listed by KELLER WILLIAMS INNOVATION REALTY.