For Sale
Otonabee-South Monaghan, Otonabee-South Monaghan, ON K0L 1B0
From PropTx
$399,900
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
This listing's price and status history is available to members
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Prior asking prices, terminations and relists are licensed to registered members only. Nothing here should be read as evidence that the current price is the only price this house has been offered at: it is a limit on who we may show this to, not a finding about the listing.
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What an opportunity to enter into the Cottage Lifestyle on Rice Lake! This 3 bedroom, 1 bath entry level island waterfront property offers move-in ready, low maintenance cottaging. Dock your boat on the newly installed dock and enjoy a cool beverage lakeside on the new sitting area. A freshly installed kitchen with fridge and stove (included in sale) is just waiting for its first family gathering. The living room/dining room is flooded with lots of natural light, from new windows and patio door, and allows for easy access to a large deck overlooking the water. Pine covered walls are found throughout the main areas of the cottage and the three spacious bedrooms. Maintenance is low with full insulation, new siding, soffits, fascia and eaves. A new steel roof on the front and 5-year-old shingles on the rear plus a new steel roof on the shed keeps ownership costs down. The fresh bathroom offers a new vanity and light fixture. A new subfloor and flooring keep the cottage nice and tidy and a new ductless heat pump and baseboards help to keep the cold at bay. A large rear yard provides plenty of space for the kids to play, veggie gardens or natural oasis away from city lights. Just a short 4 minute boat ride you can be lakeside relaxing in no time.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $2,541 in 2025 to $2,541 in 2025.
Neighbourhood market statistics is available to members
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Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Otonabee-South Monaghan that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Jul 12, 2026.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose. Listing information is deemed reliable but is not guaranteed accurate by the Toronto Regional Real Estate Board or PropTx.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
At 20% or more there is no CMHC premium.
20% down · 4.65% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $2,541 for 2025, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
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Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
Listed by RE/MAX Jazz INC..
Listed by WEISS REALTY LTD..
Listed by SUTTON GROUP-HERITAGE REALTY INC..
Listed by RE/MAX HALLMARK EASTERN REALTY.
Listed by Royal Lepage Proalliance Realty.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
Listed by RE/MAX Jazz INC..
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.65% fixed, the all-in monthly cost works out to $2,159. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
Listed by WEISS REALTY LTD..
Listed by HOUSESIGMA INC..
Listed by SUTTON GROUP-HERITAGE REALTY INC..
Listed by RE/MAX HALLMARK EASTERN REALTY.
Listed by Royal Lepage Proalliance Realty.