For Sale
Fenelon, Kawartha Lakes, ON K0M 1G0
From PropTx
$988,000
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
This listing's price and status history is available to members
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Prior asking prices, terminations and relists are licensed to registered members only. Nothing here should be read as evidence that the current price is the only price this house has been offered at: it is a limit on who we may show this to, not a finding about the listing.
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Your year-round cottage dream comes to life on the south shore of Balsam Lake - a rare offering with 100 ft of pristine waterfront, sandy wade-in shoreline, and breathtaking sunsets across the bay. Set on a municipally maintained road for true four-season access, this property delivers the perfect balance of privacy and convenience. Located in a quiet, protected south bay known for calm waters and natural wind shelter, it offers a peaceful lakeside escape with no cottages across the road - just mature trees, open sky, and uninterrupted views. Enjoy exceptional swimming right from your shoreline, plus all motorized lake activities including boating, canoeing, waterskiing, and outstanding fishing. Keep your boat at your private dock and enjoy direct access to the Trent-Severn Waterway, where your waterfront lifestyle extends far beyond the bay. The 3-bedroom cottage blends rustic charm with comfort, featuring warm pine wood interiors, beamed ceilings, and a cozy wood-burning stove for all-season enjoyment. A spacious 2-tier deck overlooks the lake, while the 6' x 50' dock provides the perfect setting for docking, lounging, and unforgettable evenings by the water. An exceptional value in upgrades includes newer windows, updated plumbing, newer electrical panel (100 Amp), two hot water tanks, newer water pump, updated 3-piece bathroom, and a brand-new septic system (2025) designed to accommodate a future larger home if desired. Just under 10 minutes to Fenelon Falls and 30 minutes to Lindsay with full services including hospitals, shopping, and amenities. Short-term rental license is already in place for the season, making this an attractive option for personal use, investment, or both. A rare year-round waterfront opportunity where lifestyle, location, and value align-all under 1.5 hours from Toronto.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $5,034 in 2025 to $5,034 in 2025.
Neighbourhood market statistics is available to members
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Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Kawartha Lakes that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Sep 9, 2026.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose. Listing information is deemed reliable but is not guaranteed accurate by the Toronto Regional Real Estate Board or PropTx.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
At 20% or more there is no CMHC premium.
20% down · 4.68% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $5,034 for 2025, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
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Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
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Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
Listed by Royal Lepage Kawartha Lakes Realty Inc..
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
Listed by Royal Lepage Kawartha Lakes Realty Inc..
At 20% down and 4.68% fixed, the all-in monthly cost works out to $5,024. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
Listed by Royal Heritage Realty Ltd..
Listed by AFFINITY GROUP PINNACLE REALTY LTD..
Listed by Revel Realty Inc..
Listed by Kawartha Waterfront Realty Inc..
Listed by HOMELIFE FRONTIER REALTY INC..