For Sale
$1,379,000Eldon, Kawartha Lakes3 bd 2 ba
$1,379,000 asking. 3 bed, 2 bath, 1,300 square feet, Detached. 540 Kirkfield Road, Kawartha Lakes, ON. For Sale. 0 days on site.Listed by ROYAL HERITAGE REALTY LTD..
Eldon, Kawartha Lakes, ON K0M 2T0
From PropTx
$1,399,919
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
Last sold Aug 28, 2026 for $1,350,000. That is this house rather than a comparable, so none of the usual adjustments apply.
See the full price history2 events between Jun 16, 2026 and Aug 28, 2026.
Asking price moved from $1,399,919 on Jun 16, 2026 to $1,350,000 on Aug 28, 2026, a change of $49,919.
Waterfront perfection in the heart of the Kawartha's! This exceptional residence blends refined craftsmanship, dramatic architectural design, and an effortless, elevated lifestyle. Set on 98 feet of beautifully maintained waterfront, the property offers mature trees, two composite docks, a lakeside deck, and landscaped grounds designed for easy, year-round enjoyment. With direct access to the Trent-Severn Waterway, enjoy endless boating and a true waterfront lifestyle. Inside, soaring cathedral ceilings, a striking floor-to-ceiling stone fireplace, and sun-filled rooms frame uninterrupted water views. The chef-inspired solid-maple kitchen features premium cabinetry, generous prep space, and seamless flow to the formal dining room. The main floor is anchored by a lakeside primary suite with a deck walkout, custom walk-in closet, and a spa-level ensuite with heated floors, double sinks, soaker tub, and a luxury glass shower. A second main-floor bedroom with its own private ensuite provides excellent comfort for guests. Upstairs, a versatile loft retreat with a 3-pc bath is perfect as an office, studio, or bedroom. The fully finished lower level is built for entertaining: a dedicated home theatre with a custom Whitby Audio system, spacious recreation room, separate games room, fitness area, guest bedroom, 2-pc bath, and ample storage. Outside, expansive composite decking and a lakeside shed offer low-maintenance, four-season luxury. Municipal water, high-speed internet, and paved roads right to the door make year-round living seamless. Located in the sought-after Western Trent community-minutes to golf, close to Orillia and Lindsay, and an easy 90-minute drive from the GTA-this home offers the very best of Kawartha Life. Properties of this caliber are rare, and this one stands apart.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $8,927 in 2026 to $8,927 in 2026.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Kawartha Lakes that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Aug 4, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $7,017. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $8,927 for 2026, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
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Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
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Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
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Listed by ROYAL HERITAGE REALTY LTD..
Listed by Keller Williams Energy Real Estate.
Listed by EXP REALTY.
Listed by CENTURY 21 HERITAGE GROUP LTD..
Listed by PSR.
Listed by COLDWELL BANKER - R.M.R. Real Estate.