Conditional
$925,000Union, Central Elgin6 bd 3 ba
$925,000 asking. 6 bed, 3 bath, 2,250 square feet, Detached. 42549 Sparta Line, Central Elgin, ON. Conditional. 21 days on site.Listed by ELGIN REALTY LIMITED.
Union, Central Elgin, ON N0L 2L0
From PropTx
$989,900
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
Last sold Sep 4, 2026 for $980,000. That is this house rather than a comparable, so none of the usual adjustments apply.
See the full price history2 events between Jun 18, 2026 and Sep 4, 2026.
Asking price moved from $989,900 on Jun 18, 2026 to $980,000 on Sep 4, 2026, a change of $9,900.
Welcome to your dream home-a breathtaking blend of character and charm. This tastefully updated Victorian era home exudes sophistication. It's a family-owned and cherished estate, and pride of ownership is evident in every detail. From the moment you drive up, to the first step inside, every aspect is meticulously curated. Perched atop a picturesque hill, this nearly 1-acre estate boasts soaring ceilings, intricate woodwork, and original architectural details that seamlessly complement thoughtful updates. The lower level features a spacious family room, a rec room perfect for game nights, a mini bar or pool table, and a separate entrance ideal for entertaining or a private retreat. Outside, your backyard oasis awaits! A gorgeous inground pool (installed in 2022) with a brand-new heater (2024) is surrounded by stamped concrete and a covered porch with composite that withstands the elements, along with vinyl millwork. The deck is pressure-treated with vinyl, upgraded lighting (installed in 2018), and a luxurious granite outdoor kitchen with a generous seating area for entertaining guests. Overlooking the beautiful custom fire pit, you can keep an eye on the kids while relaxing on the deck or in the in ground salt water pool. Just minutes away from the sought-after west end of London and a stone's throw from some of the best beaches. An impressive 5-bay garage offers endless possibilities. Bay 1 is a man cave with ample space for sporting goods and extra parking. Bay 2 is a workshop, while Bay 3 and 4 are club rooms with epoxy flooring and antique barn board. Bay 5 features a heat pump (installed in 2023) for entertaining. This lifestyle home is just minutes from the beaches of Port Stanley. Enjoy Beach life, theatre, fine dining, cozy cafes, live entertainment, and boutique shopping, then retreat to your own hilltop oasis. A once-in-a-lifetime opportunity to own a piece of Union's rich history. Endless tasteful upgrades with a perfect balance of history.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $5,170 in 2025 to $5,170 in 2025.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Central Elgin that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Jul 15, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $4,894. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $5,170 for 2025, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
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Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
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Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
Listed by ELGIN REALTY LIMITED.
Listed by ROYAL LEPAGE TRILAND REALTY.
Listed by RIGHT AT HOME REALTY.
Listed by ROYAL LEPAGE TRILAND REALTY.
Listed by CENTURY 21 FIRST CANADIAN CORP.
Listed by RE/MAX CENTRE CITY REALTY INC..
Listed by ELGIN REALTY LIMITED.
Listed by ROYAL LEPAGE TRILAND REALTY.
Listed by RIGHT AT HOME REALTY.
Listed by ROYAL LEPAGE TRILAND REALTY.
Listed by CENTURY 21 FIRST CANADIAN CORP.
Listed by RE/MAX CENTRE CITY REALTY INC..