
Listed by eXp Realty, Brokerage.
Cobourg, Cobourg, ON K9A 4S1
From PropTx
$619,000
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
Last sold Aug 5, 2026 for $635,000. That is this house rather than a comparable, so none of the usual adjustments apply.
See the full price history2 events between Jun 23, 2026 and Aug 5, 2026.
Asking price moved from $619,000 on Jun 23, 2026 to $635,000 on Aug 5, 2026, a change of $16,000.
Welcome to this exceptionally cared-for 3-bedroom side-split, situated on a private corner lot in one of Cobourg's most desirable west end neighbourhoods. Proudly owned by the same family for more than 50 years, this is a home where pride of ownership is evident at every turn. Step inside to a bright and inviting south-facing living room, where natural light pours in throughout the day, creating a warm and welcoming atmosphere. The updated eat-in kitchen offers stone countertops, modern finishes, and newer flooring (2025) that continues seamlessly through the kitchen and hallway. The upper level features three comfortable bedrooms and a spacious four-piece bathroom complete with a large vanity and stone countertop. Updated interior doors and trim throughout the home contribute to its polished, cohesive feel. On the lower level, a cozy family room with a gas fireplace provides the perfect place to relax, entertain, or spend time with family. A separate entrance adds flexibility for future possibilities and everyday convenience. Significant updates include a new roof (2025) and furnace and central air conditioning (2021), offering confidence and peace of mind for years to come.Outside, the fully fenced yard lot provides privacy, mature surroundings, and plenty of room to enjoy outdoor living. Located close to parks, amenities, and within a highly regarded school district, this is a neighbourhood that continues to attract families generation after generation. Homes with this level of care, history, and longevity are increasingly rare. A place where decades of cherished memories have been made, now ready for someone new to begin the next chapter.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $4,107 in 2025 to $4,107 in 2025.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Cobourg that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Jul 13, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $3,157. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $4,107 for 2025, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.

Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.

Scott McGillivray’s Trusted Network
Trades and more, once the keys are yours
Check out Scott’s preferred network to find licensed, insured trades and more.
Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.

Listed by eXp Realty, Brokerage.

Listed by KIC Realty.
Listed by Century 21 United Realty Inc..
Listed by RE/MAX Jazz INC..
Listed by RE/MAX Rouge River Realty Ltd..
Listed by Royal Lepage Kawartha Lakes Realty Inc..

Listed by eXp Realty, Brokerage.

Listed by KIC Realty.
Listed by Century 21 United Realty Inc..
Listed by RE/MAX Jazz INC..
Listed by RE/MAX Rouge River Realty Ltd..
Listed by Royal Lepage Kawartha Lakes Realty Inc..