
Details
Listed by ROYAL LEPAGE WOLLE REALTY.
Waterloo, ON N2V 2L6
From PropTx
$849,000
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
Last sold Sep 14, 2026 for $849,000. That is this house rather than a comparable, so none of the usual adjustments apply.
See the full price history2 events between Jul 9, 2026 and Sep 14, 2026.
Asking price moved from $849,000 on Jul 9, 2026 to $849,000 on Sep 14, 2026, a change of $0.
Welcome to 620 Munich Circle, Waterloo, a beautifully maintained carpet free detached home in the highly sought after Clair Hills community, one of Waterloo's premier family neighbourhoods. Minutes from Laurel Creek Conservation Area, The Boardwalk Shopping Centre, Costco, restaurants, both universities, and Highway 85, this location offers the perfect balance of nature and convenience.This home has been thoughtfully maintained over the years. Freshly painted, with the kitchen and much of the home fully renovated in 2015. In 2021, the furnace, air conditioner, water heater, washer, dryer, deck, and basement were all updated, along with topped up attic insulation. California blinds were added in 2022.This bright and spacious home offers a functional layout with 3 generously sized bedrooms and carpet free flooring throughout. The open concept main floor is filled with natural light, with living and dining areas flowing into a well appointed kitchen with ample cabinetry, counter space, and a breakfast area overlooking the backyard. Upstairs offers three spacious bedrooms, including a primary retreat with walk in closet and private ensuite. The fully finished basement adds great additional living space, ideal as a recreation room, home gym, or media area. Enjoy the private backyard and deck, perfect for summer barbecues or unwinding after a busy day.Families will love the excellent school options nearby, including Laurel Heights Secondary School, with school bus pickup directly in front of the home for Vista Hills students. With an attached garage, private driveway, and an unbeatable location, this move in ready home is an outstanding opportunity for growing families and professionals alike.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $5,507 in 2025 to $5,507 in 2025.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Waterloo that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Jul 16, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $4,271. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $5,507 for 2025, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.

Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.

Scott McGillivray’s Trusted Network
Trades and more, once the keys are yours
Check out Scott’s preferred network to find licensed, insured trades and more.
Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.

Listed by ROYAL LEPAGE WOLLE REALTY.

Listed by RE/MAX TWIN CITY REALTY INC..

Listed by COMFREE.

Listed by EXP REALTY.
Listed by RE/MAX ESCARPMENT REALTY INC..

Listed by RE/MAX WEST REALTY INC..