
Details
Listed by Sotheby's International Realty Canada.
Collingwood, Collingwood, ON L9Y 2Z3
From PropTx
$599,997
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
Last sold Aug 26, 2026 for $580,000. That is this house rather than a comparable, so none of the usual adjustments apply.
See the full price history2 events between Jun 29, 2026 and Aug 26, 2026.
Asking price moved from $599,997 on Jun 29, 2026 to $580,000 on Aug 26, 2026, a change of $19,997.
Located on one of Collingwood's fabled and highly sought-after "Tree" streets, you will find 620 Oak Street: a pristine, raised bungalow featuring a legal second suite in the basement. Boasting 3 bedrooms up and 2 bedrooms down, this versatile property serves as an exceptional mortgage helper or an equally impressive addition to your investment portfolio. The upper unit is vacant, giving you the immediate option to move right in or rent it out to maximize your income stream. Converted in 2020, the property underwent a renovation where the basement was completely redone and a legal second suite was added. Capital upgrades include a 200 amp electrical panel, all-new electrical circuits(Basement), and new PEX plumbing throughout the lower tier. A new sewer line was run to the town's sewer. To ensure complete peace of mind, an internal weeping tile system and a new sump pump were integrated to guarantee a dry, worry-free lower level. Maximizing convenience, each unit features its own separate laundry facilities. The upper unit offers a bright layout with 3 bedrooms, a dining area, a spacious living room, and a nicely fitted kitchen, creating the perfect footprint for a small family. Externally, the property features a lovely rear yard and a front driveway with parking for 3 cars. Beyond the doorstep, the location offers the ultimate lifestyle. It is a short walk to the highly regarded Cameron Street Public School, known for its excellent reputation. Nestled in a quiet, historic neighbourhood, you are also walking distance to downtown's vibrant boutique shops, fine dining, and cafes. Collingwood is Ontario's premier four-season playground. You are only minutes from the legendary ski hills of Blue Mountain, pristine golf courses, and the expansive shores of Wasaga Beach. With immediate access to trail systems and the beautiful Georgian Bay harbour front, this property pairs flexibility and income with an unbeatable location.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $3,183 in 2025 to $3,183 in 2025.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Collingwood that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Jul 23, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $2,998. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $3,183 for 2025, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.

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Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.

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Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.

Listed by Sotheby's International Realty Canada.

Listed by Royal LePage Locations North.

Listed by Royal LePage Locations North.

Listed by Royal LePage Locations North.
Listed by Signature Elite Realty Ltd..
Listed by Signature Elite Realty Ltd..