For Sale
$1,599,000Rural Ramara, Ramara5 bd 4 ba
$1,599,000 asking. 5 bed, 4 bath, 4,250 square feet, Detached. 3686 Portage Bay Road, Ramara, ON. For Sale. 0 days on site.Listed by RE/MAX HALLMARK PEGGY HILL GROUP REALTY.
Rural Ramara, Ramara, ON L0K 2B0
From PropTx
$1,795,000
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
1 event between Apr 2, 2026 and Apr 2, 2026.
Asking price moved from $1,895,000 on Apr 2, 2026 to $1,895,000 on Apr 2, 2026, a change of $0.
OPEN HOUSE--SAT--1-3 MORE THAN A COTTAGE--IT'S A PLACE WHERE FAMILY TRADITIONS BEGIN. Picture summer mornings by the water, afternoons spent boating and swimming, and evenings gathered around with family after another perfect day on Lake Couchiching. Set on an incredible 226' of private shoreline, this thoughtfully expanded 1920's home combines rustic charm with modern comforts, offering everything you need for relaxing weekends or year round living. Highlights include: spacious kitchen w/soaring 10' ceilings and a large entertaining island, cozy living room w/ fireplace, crown moulding and wainscotting, TV room overlooking the lake, 2 main floor bedrooms plus a spacious loft for family and guests. Hardwood and pine flooring throughout. Converted barn ideal as a games room, studio or bunkie. Waterfront with hard packed sand and small sandy beach--perfect for children. Whether you are swiming, boating, fishing, or just unwinding on the dock, this is the place where memories are made. Minutes to Washago, 15 min to Orillia to wonderful restaurants and galleries,+90 min to GTA. Rogers High Speed Internet. Year round road.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $5,034 in 2026 to $5,034 in 2026.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Ramara that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Aug 21, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $8,303. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
20% is the legal minimum on this price.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $5,034 for 2026, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
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Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
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Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
Listed by RE/MAX HALLMARK PEGGY HILL GROUP REALTY.
Listed by CENTURY 21 B.J. ROTH REALTY LTD..
Listed by Coldwell Banker Thompson Real Estate.
Listed by RE/MAX HALLMARK PEGGY HILL GROUP REALTY.
Listed by CENTURY 21 B.J. ROTH REALTY LTD..
Listed by Johnston & Daniel Rushbrooke Realty.
Listed by RE/MAX HALLMARK PEGGY HILL GROUP REALTY.
Listed by CENTURY 21 B.J. ROTH REALTY LTD..
Listed by Coldwell Banker Thompson Real Estate.
Listed by RE/MAX HALLMARK PEGGY HILL GROUP REALTY.
Listed by CENTURY 21 B.J. ROTH REALTY LTD..
Listed by Johnston & Daniel Rushbrooke Realty.