For Sale
820 - Rideau Lakes (South Elmsley) Twp, Rideau Lakes, ON K0G 1L0
From PropTx
$689,900
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
This listing's price and status history is available to members
Sign in to see: this figure is available to registered members with a verified account.
Prior asking prices, terminations and relists are licensed to registered members only. Nothing here should be read as evidence that the current price is the only price this house has been offered at: it is a limit on who we may show this to, not a finding about the listing.
Sign in or create an account with a verified email and accept the terms of use to see the full history.
Welcome to your ideal waterfront retreat on beautiful Otter Lake; where long summer days, peaceful surroundings, and unforgettable family memories await. Tucked among mature trees and natural landscape, this beautifully maintained 2-bedroom, 1-bathroom cottage offers the perfect blend of comfort, privacy, and true lakeside living.From the moment you arrive, the property invites you to slow down and enjoy cottage life. Inside, the bright and inviting interior features a thoughtfully updated kitchen (2018), designed for effortless entertaining and everyday comfort. Warm, welcoming living spaces create the perfect atmosphere to relax after a day spent on the water.Step outside and experience what makes this property truly special. The expansive waterfront deck becomes an extension of the living space; ideal for morning coffee, sunset dinners, and evenings gathered with family and friends overlooking the lake. The shoreline offers the best of both worlds: shallow, gradual entry perfect for children to safely swim and play, while only steps from shore the water deepens for exceptional boating, swimming, and fishing.Meticulously cared for and extensively updated, this cottage provides peace of mind with major improvements including new windows and siding (2018), updated 100-amp electrical service (2018), a heat pump (2023), and a fully renovated kitchen (2018).Whether you're searching for a quiet weekend getaway, a turnkey family cottage, or a place to create lifelong traditions, this Otter Lake gem delivers the waterfront lifestyle buyers dream about; surrounded by nature, beautifully updated, and ready to enjoy from day one.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $2,762 in 2025 to $2,762 in 2025.
Neighbourhood market statistics is available to members
Sign in to see: this figure is available to registered members with a verified account.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Rideau Lakes that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated May 8, 2026.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose. Listing information is deemed reliable but is not guaranteed accurate by the Toronto Regional Real Estate Board or PropTx.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
At 20% or more there is no CMHC premium.
20% down · 4.68% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $2,762 for 2025, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
Scott McGillivray’s Trusted Network
Trades and more, once the keys are yours
Check out Scott’s preferred network to find licensed, insured trades and more.
Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
Listed by ROYAL LEPAGE TEAM REALTY.
Listed by MODERN BROCK GROUP REALTY.
Listed by COLDWELL BANKER SETTLEMENT REALTY.
Listed by REALTY EXECUTIVES REAL ESTATE LTD.
Listed by ROYAL LEPAGE ADVANTAGE REAL ESTATE LTD.
Listed by COLDWELL BANKER FIRST OTTAWA REALTY.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
Listed by ROYAL LEPAGE TEAM REALTY.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.68% fixed, the all-in monthly cost works out to $3,490. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
Listed by MODERN BROCK GROUP REALTY.
Listed by COLDWELL BANKER SETTLEMENT REALTY.
Listed by REALTY EXECUTIVES REAL ESTATE LTD.
Listed by ROYAL LEPAGE ADVANTAGE REAL ESTATE LTD.
Listed by COLDWELL BANKER FIRST OTTAWA REALTY.