No photo on this record
For Sale
$625,000
663 Geneva Street, St. Catharines, ON
437 - Lakeshore, St. Catharines
2 bd2 ba900 sqftDetached
Details
For Sale $27,500 (4.4%) below list
$694/sqft
14 days on site
Listed by BOLDT REALTY INC., BROKERAGE.
437 - Lakeshore, St. Catharines, ON L2N 3R4
From PropTx
$679,000
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
1 event between Jun 1, 2026 and Jun 1, 2026.
Asking price moved from $679,000 on Jun 1, 2026 to $679,000 on Jun 1, 2026, a change of $0.
This beautifully cared-for bungalow is situated in a highly desirable, family-friendly north end neighborhood, conveniently close to schools, parks, walking trails, and Lake Ontario. The home offers approximately 2,100 sqft of finished space, including 3 or 4 bedrooms and 2 bathrooms, along with a fully finished basement. On the main floor, you'll find an inviting living room highlighted by gleaming hardwood floors, a bright dining area with sliding doors opening onto a patio surrounded by a fenced, treed yard, and an extra-deep 1.5-car garage/workshop that is perfect for hobbyists. The kitchen is equipped with generous pine cabinets and stainless-steel appliances. Both the primary and secondary bedrooms have hardwood floors, and an updated 3-piece bathroom completes this level. There's also a carport providing entry to a staircase leading to the finished basement, which could serve as an in-law suite. Downstairs, there's a spacious family room with a brick accent wall and hearth that previously had a wood stove fireplace, with the chimney still intact. A spacious 3rd bedroom, currently used as a home office, features wall-to-wall carpeting, and the laundry room can easily be converted back to a 4th bedroom if needed. Notable updates from 2014 include central air conditioning, 50-year rated roof shingles, blown-in attic insulation, a new front porch and railings, refinished hardwood floors, a completed basement with subfloor, drywall, and shower installation. Additional upgrades include a high-efficiency furnace in 2021, metal garage roof in 2021, and most windows replaced in 2024. The property features tasteful landscaping, a fully fenced backyard, and a concrete driveway that fits at least 7 vehicles plus a boat or RV. This home combines comfort, functionality, numerous updates, and a desirable location. It shows wonderfully - just move in and enjoy!
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
1 years, from $4,522 in 2025 to $4,522 in 2025.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in St. Catharines that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Aug 18, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $3,449. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $4,522 for 2025, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
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Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
Listed by BOLDT REALTY INC., BROKERAGE.
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