No photo on this record
For Sale
$549,900
39 Howard Avenue, St. Catharines, ON
443 - Lakeport, St. Catharines
4 bd1 ba900 sqftDetached
Details
For Sale $14,900 (2.7%) below list
$611/sqft
36 days on site
Listed by INFINITY 8 REALTY INC..
443 - Lakeport, St. Catharines, ON L2N 3Y8
From PropTx
$599,900
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
Last sold Sep 29, 2026 for $580,000. That is this house rather than a comparable, so none of the usual adjustments apply.
See the full price history2 events between Jul 17, 2026 and Sep 29, 2026.
Asking price moved from $599,900 on Jul 17, 2026 to $580,000 on Sep 29, 2026, a change of $19,900.
AWESOME BRICK BUNGALOW BACKING ON THE PARK WITH NO REAR NEIGHBOURS IN THE HEART OFNORTH END ST. CATHARINES! Wake up to bird song, step out your back door, and find yourself strolling along Orchard Creek Trail with your morning coffee in hand. This solid all-brick bungalow offers the beautiful combination of privacy, community, and everyday convenience on a generous 65 x 120 ft lot backing directly onto Orchard Park - no rear neighbours, just green space and open sky. Designed for real life, the main floor flows beautifully for families, professionals, or downsizes seeking comfort without compromise. The dining area features french doors that lead to a walkout deck, where patio lights glow overhead and the swim spa (included) invites year-round relaxation. Whether it's summer evenings with friends, quiet mornings outdoors, or unwinding under the patio heater, this backyard becomes an extension of your living space all year round. Inside, the separate entrance offers exceptional flexibility. With a wet bar already equipped with hydro and plumbing for a future kitchen, the space is well-suited for an in-law suite, multigenerational living, or private guest quarters.A large attached garage and concrete drive provides everyday convenience, while the location places you minutes from excellent schools, grocery stores, restaurants, and literally all essential amenities. Enjoy amazing neighbours, quick access to transit routes, and a bike ride down to Port Dalhousie and/or Sunset beach in minutes - make trails, nature, and lakefront walks by the water become part of your daily routine.This home won't last long and is an opportunity for today. If you've been waiting to get into the market this is a phenomenal option for firsttime buyers, downsizes, and investors. This is your moment to make a move.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $4,952 in 2025 to $4,952 in 2025.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in St. Catharines that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Aug 27, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $3,145. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $4,952 for 2025, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
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Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
Listed by INFINITY 8 REALTY INC..
Listed by ROYAL LEPAGE NRC REALTY.
Listed by ROYAL LEPAGE NRC REALTY.
Listed by REVEL Realty Inc., Brokerage.
Listed by ROYAL LEPAGE NRC REALTY.
Listed by RE/MAX NIAGARA REALTY LTD, BROKERAGE.