No photo on this record
For Sale
New today
$700,000
786 Mary Street N, Oshawa, ON
Centennial, Oshawa
6 bd2 ba1,300 sqftDetached
Details
~$3,577/mo to carry, est.
$538/sqft
0 days on site
Listed by DAN PLOWMAN TEAM REALTY INC..
Centennial, Oshawa, ON L1G 5J8
From PropTx
$689,900
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
Last sold Sep 17, 2026 for $694,900. That is this house rather than a comparable, so none of the usual adjustments apply.
See the full price history2 events between Jul 15, 2026 and Sep 17, 2026.
Asking price moved from $689,900 on Jul 15, 2026 to $694,900 on Sep 17, 2026, a change of $5,000.
This wonderfully cared-for and upgraded two-bedroom bungalow sits in a highly sought-after North Oshawa location. From top to bottom, this home shows true pride of ownership with modern updates and exceptional outdoor amenities, making it move-in ready for its next owner. The main floor features a spacious living room complete with a fireplace and a large bay window that pours in natural light, while the renovated kitchen showcases elegant grey cabinetry, premium stainless steel appliances, and a breakfast bar. Adjoining the kitchen is a bright breakfast area with a walk-out to the back deck. The home offers two ample bedrooms, alongside a full bathroom with modern fixtures. Adding accessory unit potential, the home features a separate entrance to the basement, which was partially finished in 2026. The exterior of this property is just as impressive as the interior! A concrete patio (2020) with natural gas offers a fantastic space for summer barbecues, while the impeccably maintained and extremely private backyard is "pool ready". Another highlight is the amazing detached garage, which has been converted into a fully insulated and heated space perfect for a hobbyist, a home office or an additional entertaining space. Notable upgrades include: Furnace '15, windows and exterior doors '17, additional attic insulation '19, Air conditioner '19, driveway paving '21, deck '21, soffits/fascia/eaves/siding '21, shingles '21, quartz counters/kitchen sink '24, shed '25, and more!
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $5,656 in 2025 to $5,656 in 2025.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Oshawa that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Jul 24, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $3,591. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $5,656 for 2025, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
Scott McGillivray’s Trusted Network
Trades and more, once the keys are yours
Check out Scott’s preferred network to find licensed, insured trades and more.
Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
Listed by DAN PLOWMAN TEAM REALTY INC..
Listed by The Nook Realty Inc..
Listed by BOULEVARD HOMES REAL ESTATE LIMITED.
Listed by SOTHEBY'S INTERNATIONAL REALTY CANADA.
Listed by RIGHT AT HOME REALTY.
Listed by Right At Home Realty.