For Sale
$885,000
10 Joel Avenue, Georgina, ON
Historic Lakeshore Communities, Georgina
3 bd2 ba1,750 sqftDetached
Details
~$4,483/mo to carry, est.
$506/sqft
Listed by PROHOME REALTY.
Historic Lakeshore Communities, Georgina, ON L0E 1S0
From PropTx
$879,000
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
1 event between Sep 9, 2026 and Sep 9, 2026.
Asking price moved from $879,000 on Sep 9, 2026 to $879,000 on Sep 9, 2026, a change of $0.
Welcome to Willow Beach Living with Built-In Income Potential Aprox. $5,000/month! Rarely offered and only 6 years new, this exceptional legal duplex-style bungalow presents a unique opportunity to own a modern 2-in-1 home in one of Georgina's most desirable lakeside communities. Whether you're an investor, multi-generational family, or looking to offset your mortgage through house-hacking, this property delivers outstanding flexibility and value. Thoughtfully designed with separate entrances, individual utilities, climate control systems, in-suite laundries, private outdoor spaces, dedicated parking, and separate garage access, each residence offers true independence and privacy. The bright upper level showcases soaring 9-ft ceilings, an open-concept layout, designer kitchen with quartz countertops, oversized island, stylish cabinetry, spacious principal rooms, 3 bedrooms, and 2 full bathrooms including a private primary retreat with walk-in closet, ensuite bath, and walkout to the deck overlooking the expansive backyard. The legal lower-level apartment is equally impressive, featuring rare 9-ft ceilings, large above-grade windows, abundant natural light, and a true walkout design that feels more like a main floor than a basement. Offering 3 additional bedrooms, 2 bathrooms, a spacious open-concept living area, modern kitchen, and its own private outdoor space, it provides exceptional comfort for extended family or tenants alike. Situated on a premium street just moments from beautiful Willow Beach, this property includes deeded access to a private beach and is surrounded by parks, trails, marinas, golf courses, schools, shopping, arenas, transit, and quick access to Hwy 404. Enjoy the best of lakeside living with strong income potential of approximately $5,000 per month and the added benefit of easier mortgage qualification through a legal secondary suite. Every detail has been considered. Just move in and enjoy.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $6,299 in 2025 to $6,299 in 2025.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Georgina that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Sep 9, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.28% fixed, the all-in monthly cost works out to $4,481. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.28% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $6,299 for 2025, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
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Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
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