Listed by RE/MAX CENTRE CITY REALTY INC..
St. Thomas, St. Thomas, ON N5R 1L9
From PropTx
$439,900
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
1 event between Sep 8, 2026 and Sep 8, 2026.
Asking price moved from $439,900 on Sep 8, 2026 to $439,900 on Sep 8, 2026, a change of $0.
This one gives you the new-build feel without the new-build price. The interior has been completely reimagined, from new flooring and paint throughout to a custom kitchen and a fully renovated basement, so you're moving into a home that looks and feels brand new the moment you walk in. This location puts you on the south end of St. Thomas, close to the hospital and steps from Pinafore Park, which ties directly into the paved trail system running the length of the city's south side and beyond. If you run, walk the dog, or just like having green space nearby, this is about as good as it gets. Inside, the 1.5 storey layout gives you 2 bedrooms plus a den, so there's room for a home office or guest space without sacrificing the second bedroom. All new flooring and fresh paint run throughout, and the kitchen has been completely custom built with a farmhouse sink and brand new appliances, the kind of finish you'd expect in a much newer build. The basement has been fully renovated to add a rec room, a den, and two storage rooms including a dedicated laundry space, so you're getting real, usable square footage down there instead of an afterthought. New electrical runs throughout the home, with potlights added in key areas for a clean, modern feel. Parking won't be an issue either. A doublewide mutual driveway and a single detached garage sits on one side, with its own additional driveway on the other side adds two more spaces, giving you flexibility most starter homes in this area can't match. Out back, a spacious yard with a new deck is ready for summer nights, morning coffee, or just having the space to spread out. If you've been priced out of new builds but don't want to inherit someone else's deferred maintenance, 8 Pine St. is worth a look.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $2,221 in 2026 to $2,221 in 2026.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in St. Thomas that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Sep 8, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $2,228. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $2,221 for 2026, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.

Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.

Scott McGillivray’s Trusted Network
Trades and more, once the keys are yours
Check out Scott’s preferred network to find licensed, insured trades and more.
Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
Listed by RE/MAX CENTRE CITY REALTY INC..
Listed by SUTTON GROUP - SELECT REALTY.
Listed by RE/MAX CENTRE CITY REALTY INC..
Listed by CENTURY 21 FIRST CANADIAN CORP.

Listed by ELGIN REALTY LIMITED.
Listed by ROYAL LEPAGE TRILAND REALTY.
Listed by RE/MAX CENTRE CITY REALTY INC..
Listed by SUTTON GROUP - SELECT REALTY.
Listed by RE/MAX CENTRE CITY REALTY INC..
Listed by CENTURY 21 FIRST CANADIAN CORP.

Listed by ELGIN REALTY LIMITED.
Listed by ROYAL LEPAGE TRILAND REALTY.