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For Sale
$499,900Port Hope, Port Hope2 bd 1 ba
$499,900 asking. 2 bed, 1 bath, 1,300 square feet, Detached. 109 Elgin Street N, Port Hope, ON. For Sale. 14 days on site.Listed by Century 21 United Realty Inc..
Port Hope, Port Hope, ON L1A 2M1
From PropTx
$5,000
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
Last sold Sep 1, 2026 for $5,000. That is this house rather than a comparable, so none of the usual adjustments apply.
See the full price history2 events between May 22, 2026 and Sep 1, 2026.
Asking price moved from $4,500 on May 22, 2026 to $5,000 on Sep 1, 2026, a change of $500.
Welcome to your fully furnished home with all utilities included in the heart of charming Port Hope - a beautifully renovated 3-bed+den, 3-bath residence that blends modern comfort with timeless character. Originally built in 1852 and thoughtfully reimagined in 2017, this turnkey home offers stylish, move-in-ready living on a generous 51 x 192 ft lot with a welcoming front porch, private double driveway, expansive backyard and large rear deck with a hot tub, perfect for outdoor dining, relaxing or entertaining. Nestled on a quiet, tree-lined street, just a short walk to Trinity College School, downtown shops and restaurants, scenic parks and the community centre with tennis courts, pickleball, and fitness facilities, the location offers the perfect balance of convenience and small-town charm. Inside, the bright and spacious layout is ideal for families or professionals seeking comfortable furnished accommodations. A functional mudroom with powder room leads into the spacious eat-in kitchen featuring oversized windows, quality finishes, and plenty of space for everyday living. The living and dining areas are filled with warmth and character highlighted by an original wood beam. 3 well-sized bedrooms provide flexibility, including a main-floor den ideal for guests, a home office, or multigenerational living. Upstairs, the spacious primary suite features a beautifully updated 4-piece ensuite with double sinks and glass shower, alongside two additional bedrooms and a 5-piece bath. A separate laundry room adds everyday convenience. Lovely updates and quality furnishings throughout create a refined yet welcoming atmosphere for comfortable extended stays. With easy access to Hwy 401, this fully furnished, move-in-ready home is an exceptional opportunity to enjoy one of Northumberland County's most desirable communities. Welcome home! *Shorter term will also be considered*
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Port Hope that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Jul 15, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $182. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. No assessment on the record and no rate on file for this municipality, so the tax line is 0.70% of the price a year. That is a GTA figure, and the GTA holds the lowest residential rates in Ontario, so on an address outside it this line is likely to be low rather than imprecise, by a third or more.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
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Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
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Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
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Listed by RE/MAX Jazz INC..
Listed by RE/MAX HALLMARK FIRST GROUP REALTY LTD..
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Listed by Royal Lepage Proalliance Realty.
Listed by Keller Williams Energy Real Estate.