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Lower - 23 Jay Court, Kitchener, ON
4 bd2 ba1,300 sqftDetached
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0 days on site
Listed by HOMELIFE/MIRACLE REALTY LTD.
Kitchener, ON N2E 1M8
From PropTx
$575,000
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
Last sold Sep 9, 2026 for $650,500. That is this house rather than a comparable, so none of the usual adjustments apply.
See the full price history2 events between Jul 9, 2026 and Sep 9, 2026.
Asking price moved from $575,000 on Jul 9, 2026 to $650,500 on Sep 9, 2026, a change of $75,500.
Welcome to 89 Geneva Crescent, a bungalow where the memories are already waiting to be made. Step into the backyard and you'll see it right away: this is where summers happen. Cannonballs off the diving board, kids racing across the grass, long afternoons floating in the pool, and evenings winding down in the hot tub under the stars. The gardens are truly breathtaking, filled with flowers that reward the hands that tend them, the kind of backyard where you plant something in the spring and watch your family grow alongside it all season long. This isn't just a yard. It's the setting for years of stories. Inside, the kitchen is where the baking happens. You'll love the rounded corners on the countertops and the generous counter space, because there's room to roll out the dough, set out the cooling racks, and still have space left over. And with a true eat-in kitchen, this becomes the heart of the home: stay up late on the weekend, play games around the table, and enjoy just spending time together. Three good-sized bedrooms and a lovely four-piece bathroom complete the main floor, all filled with natural light from the big bay window that pours sunshine into the living room. Downstairs offers something special: a massive family room, currently being used as a beautiful bedroom suite with a cozy electric fireplace. This is the space where everyone gathers, for movie nights, for hangouts, for those slow Sunday afternoons when nobody wants to be anywhere else. There's also a music room or bonus room, a full three-piece bathroom, laundry, and plenty of storage. Plus, the convenient side door entry leads directly to the basement stairs, opening up all kinds of opportunities for the lower level. Close to schools, parks, and everything the neighbourhood offers, 89 Geneva Crescent isn't just a house, it's where your family's next chapter of memories begins.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $4,274 in 2026 to $4,274 in 2026.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Kitchener that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Jul 17, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $2,981. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $4,274 for 2026, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
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Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
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