Otonabee-South Monaghan, Otonabee-South Monaghan, ON K9J 6X8
From PropTx
$649,900
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
Last sold Sep 15, 2026 for $649,900. That is this house rather than a comparable, so none of the usual adjustments apply.
See the full price history2 events between Jun 16, 2026 and Sep 15, 2026.
Asking price moved from $649,900 on Jun 16, 2026 to $649,900 on Sep 15, 2026, a change of $0.
Nestled just 10 minutes south of Peterborough, this inviting Cape Cod-style home offers peaceful country living with the convenience of nearby amenities. Surrounded by open farmland and just minutes from Rice Lake, the setting is quiet, scenic, and ideal for those who appreciate space, privacy, and nature. The home features three bedrooms and a full bathroom on the upper level, while the main floor is warm and welcoming. The living room is bright and full of charm, with large windows that frame beautiful countryside views, creating a cozy space to relax and unwind. The kitchen and dining area are thoughtfully laid out for everyday living and casual entertaining, and the attached garage provides direct access into the kitchen, adding everyday practicality. One of the home's standout features is the 40' x 12' screened-in covered porch with a hot tub, offering the perfect place to enjoy quiet mornings or unwind in the evenings while taking in the surrounding landscape. The property also includes outbuildings and additional storage sheds, along with a generous garden area, making it ideal for hobbyists, gardeners, or those looking for extra space to grow and create. The lower level offers a spacious family room, providing additional room for gatherings, hobbies, or cozy nights at home. Lovingly maintained and thoughtfully updated over the years, this home is move-in ready and ready to be enjoyed. A wonderful opportunity to embrace comfortable country living in a truly charming and versatile setting, all with the local convenience.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $3,500 in 2025 to $3,500 in 2025.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Otonabee-South Monaghan that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Jul 28, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $3,239. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $3,500 for 2025, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
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Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
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Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
Listed by Century 21 United Realty Inc..
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Listed by Century 21 United Realty Inc..
Listed by Bowes & Cocks Limited.
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